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Unity Trust VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or Intergiro better for your small business?



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Below we look at both Unity Trust and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


Intergiro Homepage
Intergiro Homepage
 

Unity Trust vs Intergiro Trustpilot Reviews

Unity TrustIntergiro
Trustpilot Review Score (out of 5)43.4
Percent 5-Star Reviews61%77%
Percent 1- Star Reviews14%15%
Total Number of Reviews255171
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/intergiro.com

Unity Trust vs Intergiro App Reviews

Unity TrustIntergiro
iPhone Review Score (out of 5)No Rating5
Number of iPhone ReviewsNo Reviews4
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Unity Trust vs Intergiro Account Fees & Charges

Unity TrustIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6£2.99
Most Expensive Monthly Account Fee£6£15
Electronic Payment Cost (in/out)14p25p
Cash Payments Cost (in/out)50p per £10070p per £100
Cheques (in/out)30p per item£1
CHAPS Payments Cost£28£25
SEPA Payments Cost25p€1

Unity Trust vs Intergiro Business Savings Rates

Unity TrustIntergiro
Types of Business Savings AccountsInstant Access, Fixed TermNone
Lowest Savings Rate (AER)2.77%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Unity Trust vs Intergiro Account Opening Times

Unity TrustIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Unity Trust vs Intergiro Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


Unity TrustIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsNone, online only

Unity Trust vs Intergiro Customer Support Options

Unity TrustIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Unity Trust vs Intergiro Foreign Currency Accounts

Unity TrustIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Unity Trust and Intergiro

Unity Trust Account Types
Other Unity Trust Services


Intergiro Account Types
Other Intergiro Services


Unity TrustIntergiro
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Unity Trust vs Intergiro Banking Basics

Unity TrustIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204570900945
WebsiteUnity Trust WebsiteIntergiro Website

Common Comparison Questions

Does Unity Trust or Intergiro have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Unity Trust or Intergiro have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Unity Trust or Intergiro have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Unity Trust vs GoSolo
Unity Trust vs 3S Money
Unity Trust vs MultiPass
Unity Trust vs Reliance Bank
Unity Trust vs SumUp Business Account


For other business bank accounts see our guide here.

 



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