Unity Trust VS Intergiro: Business Banking Review & Fee Comparison

Is Unity Trust or Intergiro better for your small business?

Below we look at both Unity Trust and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust vs Intergiro Trustpilot Reviews

	Unity Trust	Intergiro
Trustpilot Review Score (out of 5)	4	3.4
Percent 5-Star Reviews	61%	77%
Percent 1- Star Reviews	14%	15%
Total Number of Reviews	255	171

Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/intergiro.com

Unity Trust vs Intergiro App Reviews

	Unity Trust	Intergiro
iPhone Review Score (out of 5)	No Rating	5
Number of iPhone Reviews	No Reviews	4
Android Review Score (out of 5)	No Rating	No Rating
Number of Android Reviews	No Reviews	No Reviews

Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Unity Trust vs Intergiro Account Fees & Charges

	Unity Trust	Intergiro
Free Business Bank Account	No	No
Free Business Account Term Length	NA	NA
Cheapest Monthly Account Fee	£6	£2.99
Most Expensive Monthly Account Fee	£6	£15
Electronic Payment Cost (in/out)	14p	25p
Cash Payments Cost (in/out)	50p per £100	70p per £100
Cheques (in/out)	30p per item	£1
CHAPS Payments Cost	£28	£25
SEPA Payments Cost	25p	€1

Unity Trust vs Intergiro Business Savings Rates

	Unity Trust	Intergiro
Types of Business Savings Accounts	Instant Access, Fixed Term	None
Lowest Savings Rate (AER)	2.77%	NA
Maximum Savings Rate (AER)	5.10%	NA
Minimum Savings Amount	No	NA
Interest Paid On Foreign Currencies	Yes	Yes

Unity Trust vs Intergiro Account Opening Times

	Unity Trust	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	7 Working days	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Unity Trust vs Intergiro Features & Account Types

	Unity Trust	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	No	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	Yes	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	No	Yes
In Person/Branch Banking	No	No
Branch Locations	No own branches but can use NatWest, RBS or Ulster Bank locations	None, online only

Unity Trust vs Intergiro Customer Support Options

	Unity Trust	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	No	Yes
Web Based Support	Yes	Yes
In person Customer Support	No	No

Unity Trust vs Intergiro Foreign Currency Accounts

	Unity Trust	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	Australian Dollar (AUD) Canadian Dollar (CAD) Swiss Franc (CHF) Danish Krone (DKK) Norwegian Krone (NOK) Swedish Krona (SEK) New Zealand Dollar (NZD) Japanese Yen (JPY)	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Unity Trust and Intergiro

	Unity Trust	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	No	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	Yes
Card Machines	No	No
Free Accounting Software	No	No

Unity Trust vs Intergiro Banking Basics

	Unity Trust	Intergiro
Bank Type	Challenger	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	204570	900945
Website	Unity Trust Website	Intergiro Website

Common Comparison Questions

Does Unity Trust or Intergiro have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Unity Trust or Intergiro have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Unity Trust or Intergiro have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
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For other business bank accounts see our guide here.