Is Unity Trust or ICICI Bank UK better for your small business?
Below we look at both Unity Trust and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs ICICI Bank UK Trustpilot Reviews
| Unity Trust | ICICI Bank UK | |
| Trustpilot Review Score (out of 5) | 4 | 2.7 |
| Percent 5-Star Reviews | 61% | 18% |
| Percent 1- Star Reviews | 14% | 74% |
| Total Number of Reviews | 255 | 23 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk
Unity Trust vs ICICI Bank UK App Reviews
| Unity Trust | ICICI Bank UK | |
| iPhone Review Score (out of 5) | No Rating | 2.7 |
| Number of iPhone Reviews | No Reviews | 237 |
| Android Review Score (out of 5) | No Rating | 4 |
| Number of Android Reviews | No Reviews | 684 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
Unity Trust vs ICICI Bank UK Account Fees & Charges
| Unity Trust | ICICI Bank UK | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £6 | £5 |
| Most Expensive Monthly Account Fee | £6 | £15 |
| Electronic Payment Cost (in/out) | 14p | 25p |
| Cash Payments Cost (in/out) | 50p per £100 | £5 per £1,000 / free |
| Cheques (in/out) | 30p per item | £1 |
| CHAPS Payments Cost | £28 | £20 |
| SEPA Payments Cost | 25p | No |
Unity Trust vs ICICI Bank UK Business Savings Rates
| Unity Trust | ICICI Bank UK | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | Business Savings Account, Business Fixed Deposit |
| Lowest Savings Rate (AER) | 2.77% | 2.85% |
| Maximum Savings Rate (AER) | 5.10% | 4.50% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Unity Trust vs ICICI Bank UK Account Opening Times
| Unity Trust | ICICI Bank UK | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 2 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Unity Trust vs ICICI Bank UK Features & Account Types
| Unity Trust | ICICI Bank UK | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | London, Birmingham and Manchester |
Unity Trust vs ICICI Bank UK Customer Support Options
| Unity Trust | ICICI Bank UK | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Unity Trust vs ICICI Bank UK Foreign Currency Accounts
| Unity Trust | ICICI Bank UK | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Unity Trust and ICICI Bank UK
| Unity Trust | ICICI Bank UK | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Unity Trust vs ICICI Bank UK Banking Basics
| Unity Trust | ICICI Bank UK | |
| Bank Type | Challenger | Foreign Bank |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204570 | 223268 |
| Website | Unity Trust Website | ICICI Bank UK Website |
Common Comparison Questions
Does Unity Trust or ICICI Bank UK have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does Unity Trust or ICICI Bank UK have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does Unity Trust or ICICI Bank UK have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.