Merchant Machine

Unity Trust VS GoSolo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or GoSolo better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Unity Trust and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


GoSolo Homepage
GoSolo Homepage
 

Unity Trust vs GoSolo Trustpilot Reviews

Unity TrustGoSolo
Trustpilot Review Score (out of 5)42.6
Percent 5-Star Reviews61%39%
Percent 1- Star Reviews14%47%
Total Number of Reviews25574
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/gosolo.net

Unity Trust vs GoSolo App Reviews

Unity TrustGoSolo
iPhone Review Score (out of 5)No Rating4.6
Number of iPhone ReviewsNo Reviews91
Android Review Score (out of 5)No Rating3.6
Number of Android ReviewsNo Reviews61
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757

Unity Trust vs GoSolo Account Fees & Charges

Unity TrustGoSolo
Free Business Bank AccountNoYes
Free Business Account Term LengthNA12 Months
Cheapest Monthly Account Fee£6Free
Most Expensive Monthly Account Fee£6Free
Electronic Payment Cost (in/out)14p2% + 20p
Cash Payments Cost (in/out)50p per £100£1.50
Cheques (in/out)30p per item£2.69
CHAPS Payments Cost£28£15
SEPA Payments Cost25p30p

Unity Trust vs GoSolo Business Savings Rates

Unity TrustGoSolo
Types of Business Savings AccountsInstant Access, Fixed TermNone
Lowest Savings Rate (AER)2.77%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Unity Trust vs GoSolo Account Opening Times

Unity TrustGoSolo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Unity Trust vs GoSolo Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


GoSolo Account Types
GoSolo Features & Account Types


Unity TrustGoSolo
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsNone, online only

Unity Trust vs GoSolo Customer Support Options

Unity TrustGoSolo
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Unity Trust vs GoSolo Foreign Currency Accounts

Unity TrustGoSolo
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Unity Trust and GoSolo

Unity Trust Account Types
Other Unity Trust Services


GoSolo Account Types
Other GoSolo Services


Unity TrustGoSolo
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Unity Trust vs GoSolo Banking Basics

Unity TrustGoSolo
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204570902961
WebsiteUnity Trust WebsiteGoSolo Website

Common Comparison Questions

Does Unity Trust or GoSolo have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.

Does Unity Trust or GoSolo have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.

Does Unity Trust or GoSolo have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Unity Trust vs 3S Money
Unity Trust vs MultiPass
Unity Trust vs Reliance Bank
Unity Trust vs SumUp Business Account
Unity Trust vs Cambridge & Counties Bank


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224