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Unity Trust VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or Fair Everywhere better for your small business?



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Below we look at both Unity Trust and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

Unity Trust vs Fair Everywhere Trustpilot Reviews

Unity TrustFair Everywhere
Trustpilot Review Score (out of 5)43.1
Percent 5-Star Reviews61%27%
Percent 1- Star Reviews14%64%
Total Number of Reviews25511
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/faireverywhere.com

Unity Trust vs Fair Everywhere App Reviews

Unity TrustFair Everywhere
iPhone Review Score (out of 5)No Rating2.2
Number of iPhone ReviewsNo Reviews5
Android Review Score (out of 5)No Rating3.9
Number of Android ReviewsNo Reviews7
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

Unity Trust vs Fair Everywhere Account Fees & Charges

Unity TrustFair Everywhere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6£12.50
Most Expensive Monthly Account Fee£6£12.50
Electronic Payment Cost (in/out)14p30p
Cash Payments Cost (in/out)50p per £100£1.50 / £3 + 2.75%
Cheques (in/out)30p per item50p per cheque
CHAPS Payments Cost£28£30
SEPA Payments Cost25pNo

Unity Trust vs Fair Everywhere Business Savings Rates

Unity TrustFair Everywhere
Types of Business Savings AccountsInstant Access, Fixed TermNone
Lowest Savings Rate (AER)2.77%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Unity Trust vs Fair Everywhere Account Opening Times

Unity TrustFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Unity Trust vs Fair Everywhere Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


Unity TrustFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsNone, online only

Unity Trust vs Fair Everywhere Customer Support Options

Unity TrustFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Unity Trust vs Fair Everywhere Foreign Currency Accounts

Unity TrustFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • British Pound GBP

Other Business Services From Unity Trust and Fair Everywhere

Unity Trust Account Types
Other Unity Trust Services


Fair Everywhere Account Types
Other Fair Everywhere Services


Unity TrustFair Everywhere
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Unity Trust vs Fair Everywhere Banking Basics

Unity TrustFair Everywhere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204570504547
WebsiteUnity Trust WebsiteFair Everywhere Website

Common Comparison Questions

Does Unity Trust or Fair Everywhere have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does Unity Trust or Fair Everywhere have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does Unity Trust or Fair Everywhere have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Unity Trust vs Countingup
Unity Trust vs State Bank of India (UK)
Unity Trust vs Charity Bank
Unity Trust vs Cumberland Building Society
Unity Trust vs Redwood Bank


For other business bank accounts see our guide here.

 



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