Is Unity Trust or Cumberland Building Society better for your small business?
Below we look at both Unity Trust and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs Cumberland Building Society Trustpilot Reviews
| Unity Trust | Cumberland Building Society | |
| Trustpilot Review Score (out of 5) | 4 | 2.5 |
| Percent 5-Star Reviews | 61% | 22% |
| Percent 1- Star Reviews | 14% | 69% |
| Total Number of Reviews | 255 | 41 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk
Unity Trust vs Cumberland Building Society App Reviews
| Unity Trust | Cumberland Building Society | |
| iPhone Review Score (out of 5) | No Rating | 4.7 |
| Number of iPhone Reviews | No Reviews | 644 |
| Android Review Score (out of 5) | No Rating | 4.8 |
| Number of Android Reviews | No Reviews | 415 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935
Unity Trust vs Cumberland Building Society Account Fees & Charges
| Unity Trust | Cumberland Building Society | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | 12 Months |
| Cheapest Monthly Account Fee | £6 | Free |
| Most Expensive Monthly Account Fee | £6 | £5 |
| Electronic Payment Cost (in/out) | 14p | 35p |
| Cash Payments Cost (in/out) | 50p per £100 | 40p per £100 |
| Cheques (in/out) | 30p per item | £1 |
| CHAPS Payments Cost | £28 | £25 |
| SEPA Payments Cost | 25p | No |
Unity Trust vs Cumberland Building Society Business Savings Rates
| Unity Trust | Cumberland Building Society | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | Instant Access, Fixed Term, Notice Savings |
| Lowest Savings Rate (AER) | 2.77% | 3.05% |
| Maximum Savings Rate (AER) | 5.10% | 4.20% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | No |
Unity Trust vs Cumberland Building Society Account Opening Times
| Unity Trust | Cumberland Building Society | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 5 to 10 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Unity Trust vs Cumberland Building Society Features & Account Types
| Unity Trust | Cumberland Building Society | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | Locations in North East England only |
Unity Trust vs Cumberland Building Society Customer Support Options
| Unity Trust | Cumberland Building Society | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Unity Trust vs Cumberland Building Society Foreign Currency Accounts
| Unity Trust | Cumberland Building Society | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Unity Trust and Cumberland Building Society
| Unity Trust | Cumberland Building Society | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Unity Trust vs Cumberland Building Society Banking Basics
| Unity Trust | Cumberland Building Society | |
| Bank Type | Challenger | Building Society |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204570 | 106074 |
| Website | Unity Trust Website | Cumberland Building Society Website |
Common Comparison Questions
Does Unity Trust or Cumberland Building Society have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.
Does Unity Trust or Cumberland Building Society have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.
Does Unity Trust or Cumberland Building Society have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).
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For other business bank accounts see our guide here.