Is Unity Trust or Charity Bank better for your small business?
Below we look at both Unity Trust and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs Charity Bank Trustpilot Reviews
| Unity Trust | Charity Bank | |
| Trustpilot Review Score (out of 5) | 4 | 3.3 |
| Percent 5-Star Reviews | 61% | 33% |
| Percent 1- Star Reviews | 14% | 34% |
| Total Number of Reviews | 255 | 3 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/charitybank.org
Unity Trust vs Charity Bank App Reviews
| Unity Trust | Charity Bank | |
| iPhone Review Score (out of 5) | No Rating | No Rating |
| Number of iPhone Reviews | No Reviews | No Reviews |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Unity Trust vs Charity Bank Account Fees & Charges
| Unity Trust | Charity Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £6 | Free |
| Most Expensive Monthly Account Fee | £6 | Free |
| Electronic Payment Cost (in/out) | 14p | No |
| Cash Payments Cost (in/out) | 50p per £100 | Free |
| Cheques (in/out) | 30p per item | Free |
| CHAPS Payments Cost | £28 | £10 |
| SEPA Payments Cost | 25p | 20p |
Unity Trust vs Charity Bank Business Savings Rates
| Unity Trust | Charity Bank | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
| Lowest Savings Rate (AER) | 2.77% | 2.02% |
| Maximum Savings Rate (AER) | 5.10% | 4.51% |
| Minimum Savings Amount | No | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Unity Trust vs Charity Bank Account Opening Times
| Unity Trust | Charity Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Unity Trust vs Charity Bank Features & Account Types
| Unity Trust | Charity Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | No |
| In Person/Branch Banking | No | No |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | Tonbridge |
Unity Trust vs Charity Bank Customer Support Options
| Unity Trust | Charity Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Unity Trust vs Charity Bank Foreign Currency Accounts
| Unity Trust | Charity Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Unity Trust and Charity Bank
| Unity Trust | Charity Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Unity Trust vs Charity Bank Banking Basics
| Unity Trust | Charity Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204570 | 207701 |
| Website | Unity Trust Website | Charity Bank Website |
Common Comparison Questions
Does Unity Trust or Charity Bank have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Unity Trust or Charity Bank have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Unity Trust or Charity Bank have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.