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Unity Trust VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or Cambridge & Counties Bank better for your small business?



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Below we look at both Unity Trust and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Unity Trust vs Cambridge & Counties Bank Trustpilot Reviews

Unity TrustCambridge & Counties Bank
Trustpilot Review Score (out of 5)42.8
Percent 5-Star Reviews61%29%
Percent 1- Star Reviews14%43%
Total Number of Reviews2557
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Unity Trust vs Cambridge & Counties Bank App Reviews

Unity TrustCambridge & Counties Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Unity Trust vs Cambridge & Counties Bank Account Fees & Charges

Unity TrustCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6£12
Most Expensive Monthly Account Fee£6£12
Electronic Payment Cost (in/out)14p£1
Cash Payments Cost (in/out)50p per £100£2
Cheques (in/out)30p per item£2
CHAPS Payments Cost£28£20
SEPA Payments Cost25p25p

Unity Trust vs Cambridge & Counties Bank Business Savings Rates

Unity TrustCambridge & Counties Bank
Types of Business Savings AccountsInstant Access, Fixed TermNotice account, Fixed Rate
Lowest Savings Rate (AER)2.77%4.05%
Maximum Savings Rate (AER)5.10%4.80%
Minimum Savings AmountNo£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Unity Trust vs Cambridge & Counties Bank Account Opening Times

Unity TrustCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Unity Trust vs Cambridge & Counties Bank Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Unity TrustCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoYes
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsLeicester

Unity Trust vs Cambridge & Counties Bank Customer Support Options

Unity TrustCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoYes

Unity Trust vs Cambridge & Counties Bank Foreign Currency Accounts

Unity TrustCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Unity Trust and Cambridge & Counties Bank

Unity Trust Account Types
Other Unity Trust Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Unity TrustCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Unity Trust vs Cambridge & Counties Bank Banking Basics

Unity TrustCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204570579415
WebsiteUnity Trust WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Unity Trust or Cambridge & Counties Bank have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Unity Trust or Cambridge & Counties Bank have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Unity Trust or Cambridge & Counties Bank have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Unity Trust vs Recognise Bank
Unity Trust vs Dudley Building Society
Unity Trust vs MyPOS
Unity Trust vs Ampere
United Trust Bank vs HSBC Kinetic


For other business bank accounts see our guide here.

 



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