Is Unity Trust or Cambridge & Counties Bank better for your small business?
Below we look at both Unity Trust and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Unity Trust vs Cambridge & Counties Bank Trustpilot Reviews
Unity Trust | Cambridge & Counties Bank | |
Trustpilot Review Score (out of 5) | 4 | 2.8 |
Percent 5-Star Reviews | 61% | 29% |
Percent 1- Star Reviews | 14% | 43% |
Total Number of Reviews | 255 | 7 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk
Unity Trust vs Cambridge & Counties Bank App Reviews
Unity Trust | Cambridge & Counties Bank | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Unity Trust vs Cambridge & Counties Bank Account Fees & Charges
Unity Trust | Cambridge & Counties Bank | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £6 | £12 |
Most Expensive Monthly Account Fee | £6 | £12 |
Electronic Payment Cost (in/out) | 14p | £1 |
Cash Payments Cost (in/out) | 50p per £100 | £2 |
Cheques (in/out) | 30p per item | £2 |
CHAPS Payments Cost | £28 | £20 |
SEPA Payments Cost | 25p | 25p |
Unity Trust vs Cambridge & Counties Bank Business Savings Rates
Unity Trust | Cambridge & Counties Bank | |
Types of Business Savings Accounts | Instant Access, Fixed Term | Notice account, Fixed Rate |
Lowest Savings Rate (AER) | 2.77% | 4.05% |
Maximum Savings Rate (AER) | 5.10% | 4.80% |
Minimum Savings Amount | No | £10,000 |
Interest Paid On Foreign Currencies | Yes | No |
Unity Trust vs Cambridge & Counties Bank Account Opening Times
Unity Trust | Cambridge & Counties Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Unity Trust vs Cambridge & Counties Bank Features & Account Types


Unity Trust | Cambridge & Counties Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | No | Yes |
Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | Leicester |
Unity Trust vs Cambridge & Counties Bank Customer Support Options
Unity Trust | Cambridge & Counties Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Unity Trust vs Cambridge & Counties Bank Foreign Currency Accounts
Unity Trust | Cambridge & Counties Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Unity Trust and Cambridge & Counties Bank


Unity Trust | Cambridge & Counties Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Unity Trust vs Cambridge & Counties Bank Banking Basics
Unity Trust | Cambridge & Counties Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 204570 | 579415 |
Website | Unity Trust Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does Unity Trust or Cambridge & Counties Bank have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does Unity Trust or Cambridge & Counties Bank have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Unity Trust or Cambridge & Counties Bank have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
See Other Comparisons:Unity Trust vs Recognise Bank
Unity Trust vs Dudley Building Society
Unity Trust vs MyPOS
Unity Trust vs Ampere
United Trust Bank vs HSBC Kinetic
For other business bank accounts see our guide here.