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Unity Trust VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or Ampere better for your small business?



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Below we look at both Unity Trust and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


Ampere Homepage
Ampere Homepage
 

Unity Trust vs Ampere Trustpilot Reviews

Unity TrustAmpere
Trustpilot Review Score (out of 5)44.2
Percent 5-Star Reviews61%74%
Percent 1- Star Reviews14%18%
Total Number of Reviews25550
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Unity Trust vs Ampere App Reviews

Unity TrustAmpere
iPhone Review Score (out of 5)No Rating4.8
Number of iPhone ReviewsNo Reviews30
Android Review Score (out of 5)No Rating4.7
Number of Android ReviewsNo Reviews953
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Unity Trust vs Ampere Account Fees & Charges

Unity TrustAmpere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6£20.00
Most Expensive Monthly Account Fee£6£20.00
Electronic Payment Cost (in/out)14pFree
Cash Payments Cost (in/out)50p per £100NA
Cheques (in/out)30p per itemNA
CHAPS Payments Cost£28£25
SEPA Payments Cost25pFree

Unity Trust vs Ampere Business Savings Rates

Unity TrustAmpere
Types of Business Savings AccountsInstant Access, Fixed TermNone
Lowest Savings Rate (AER)2.77%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Unity Trust vs Ampere Account Opening Times

Unity TrustAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Unity Trust vs Ampere Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Unity TrustAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsNone, online only

Unity Trust vs Ampere Customer Support Options

Unity TrustAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Unity Trust vs Ampere Foreign Currency Accounts

Unity TrustAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Unity Trust and Ampere

Unity Trust Account Types
Other Unity Trust Services


Ampere Account Types
Other Ampere Services


Unity TrustAmpere
Business LoansYesYes
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Unity Trust vs Ampere Banking Basics

Unity TrustAmpere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204570900594
WebsiteUnity Trust WebsiteAmpere Website

Common Comparison Questions

Does Unity Trust or Ampere have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Unity Trust or Ampere have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Unity Trust or Ampere have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
United Trust Bank vs HSBC Kinetic
United Trust Bank vs CardOneMoney
United Trust Bank vs Fair Everywhere
United Trust Bank vs Countingup
United Trust Bank vs State Bank of India (UK)


For other business bank accounts see our guide here.

 



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