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Unity Trust VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Unity Trust or Amaiz better for your small business?



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Below we look at both Unity Trust and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Unity Trust Homepage
Unity Trust Homepage


Amaiz Homepage
Amaiz Homepage
 

Unity Trust vs Amaiz Trustpilot Reviews

Unity TrustAmaiz
Trustpilot Review Score (out of 5)44.1
Percent 5-Star Reviews61%68%
Percent 1- Star Reviews14%20%
Total Number of Reviews255168
Sources:
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/amaiz.com

Unity Trust vs Amaiz App Reviews

Unity TrustAmaiz
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Unity Trust vs Amaiz Account Fees & Charges

Unity TrustAmaiz
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£6£49
Most Expensive Monthly Account Fee£6£99
Electronic Payment Cost (in/out)14pFree
Cash Payments Cost (in/out)50p per £100Free
Cheques (in/out)30p per itemFree
CHAPS Payments Cost£28£15
SEPA Payments Cost25p£3

Unity Trust vs Amaiz Business Savings Rates

Unity TrustAmaiz
Types of Business Savings AccountsInstant Access, Fixed TermNone
Lowest Savings Rate (AER)2.77%NA
Maximum Savings Rate (AER)5.10%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Unity Trust vs Amaiz Account Opening Times

Unity TrustAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Unity Trust vs Amaiz Features & Account Types

Unity Trust Account Types
Unity Trust Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


Unity TrustAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsNo own branches but can use NatWest, RBS or Ulster Bank locationsNone, online only

Unity Trust vs Amaiz Customer Support Options

Unity TrustAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Unity Trust vs Amaiz Foreign Currency Accounts

Unity TrustAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Unity Trust and Amaiz

Unity Trust Account Types
Other Unity Trust Services


Amaiz Account Types
Other Amaiz Services


Unity TrustAmaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Unity Trust vs Amaiz Banking Basics

Unity TrustAmaiz
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204570900857
WebsiteUnity Trust WebsiteAmaiz Website

Common Comparison Questions

Does Unity Trust or Amaiz have better customer reviews?

Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Unity Trust or Amaiz have a better App?

Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Unity Trust or Amaiz have better business savings rates?

Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Unity Trust vs ICICI Bank UK
Unity Trust vs Intergiro
Unity Trust vs GoSolo
Unity Trust vs 3S Money
Unity Trust vs MultiPass


For other business bank accounts see our guide here.

 



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