Is Unity Trust or 3S Money better for your small business?
Below we look at both Unity Trust and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Unity Trust vs 3S Money Trustpilot Reviews
| Unity Trust | 3S Money | |
| Trustpilot Review Score (out of 5) | 4 | 4.7 |
| Percent 5-Star Reviews | 61% | 93% |
| Percent 1- Star Reviews | 14% | 5% |
| Total Number of Reviews | 255 | 730 |
https://www.trustpilot.com/review/unity.co.uk
https://www.trustpilot.com/review/3s.money
Unity Trust vs 3S Money App Reviews
| Unity Trust | 3S Money | |
| iPhone Review Score (out of 5) | No Rating | No Rating |
| Number of iPhone Reviews | No Reviews | No Reviews |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Unity Trust vs 3S Money Account Fees & Charges
| Unity Trust | 3S Money | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £6 | $100 |
| Most Expensive Monthly Account Fee | £6 | $100 |
| Electronic Payment Cost (in/out) | 14p | Free + 60p |
| Cash Payments Cost (in/out) | 50p per £100 | Free |
| Cheques (in/out) | 30p per item | £1 |
| CHAPS Payments Cost | £28 | £20 |
| SEPA Payments Cost | 25p | €1 |
Unity Trust vs 3S Money Business Savings Rates
| Unity Trust | 3S Money | |
| Types of Business Savings Accounts | Instant Access, Fixed Term | None |
| Lowest Savings Rate (AER) | 2.77% | NA |
| Maximum Savings Rate (AER) | 5.10% | NA |
| Minimum Savings Amount | No | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Unity Trust vs 3S Money Account Opening Times
| Unity Trust | 3S Money | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Unity Trust vs 3S Money Features & Account Types
| Unity Trust | 3S Money | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | No |
| In Person/Branch Banking | No | No |
| Branch Locations | No own branches but can use NatWest, RBS or Ulster Bank locations | None, online only |
Unity Trust vs 3S Money Customer Support Options
| Unity Trust | 3S Money | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Unity Trust vs 3S Money Foreign Currency Accounts
| Unity Trust | 3S Money | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Unity Trust and 3S Money
| Unity Trust | 3S Money | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Unity Trust vs 3S Money Banking Basics
| Unity Trust | 3S Money | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 204570 | 900918 |
| Website | Unity Trust Website | 3S Money Website |
Common Comparison Questions
Does Unity Trust or 3S Money have better customer reviews?
Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of these reviews 61% are 5-star and 14% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Unity Trust or 3S Money have a better App?
Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Unity Trust or 3S Money have better business savings rates?
Unity Trust offers the following types of business savings accounts: Instant Access, Fixed Term with interest rates ranging from 2.77% to 5.10%. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Unity Trust vs MultiPass
Unity Trust vs Reliance Bank
Unity Trust vs SumUp Business Account
Unity Trust vs Cambridge & Counties Bank
Unity Trust vs Recognise Bank
For other business bank accounts see our guide here.