Is United Trust Bank or Intergiro better for your small business?
Below we look at both United Trust Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


United Trust Bank vs Intergiro Trustpilot Reviews
United Trust Bank | Intergiro | |
Trustpilot Review Score (out of 5) | 4.6 | 3.4 |
Percent 5-Star Reviews | 78% | 77% |
Percent 1- Star Reviews | 3% | 15% |
Total Number of Reviews | 1,372 | 171 |
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/intergiro.com
United Trust Bank vs Intergiro App Reviews
United Trust Bank | Intergiro | |
iPhone Review Score (out of 5) | 5 | 5 |
Number of iPhone Reviews | 5 | 4 |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309
United Trust Bank vs Intergiro Account Fees & Charges
United Trust Bank | Intergiro | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £12.50 | £2.99 |
Most Expensive Monthly Account Fee | £25 | £15 |
Electronic Payment Cost (in/out) | Free | 25p |
Cash Payments Cost (in/out) | Free / £1.50 | 70p per £100 |
Cheques (in/out) | Free / £2.50 | £1 |
CHAPS Payments Cost | £25 | £25 |
SEPA Payments Cost | No | €1 |
United Trust Bank vs Intergiro Business Savings Rates
United Trust Bank | Intergiro | |
Types of Business Savings Accounts | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts | None |
Lowest Savings Rate (AER) | 3.75% | NA |
Maximum Savings Rate (AER) | 5.25% | NA |
Minimum Savings Amount | £5,000 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
United Trust Bank vs Intergiro Account Opening Times
United Trust Bank | Intergiro | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | 5 to 10 Working days |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | No |
United Trust Bank vs Intergiro Features & Account Types


United Trust Bank | Intergiro | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Visa | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | London office only | None, online only |
United Trust Bank vs Intergiro Customer Support Options
United Trust Bank | Intergiro | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
United Trust Bank vs Intergiro Foreign Currency Accounts
United Trust Bank | Intergiro | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From United Trust Bank and Intergiro


United Trust Bank | Intergiro | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
United Trust Bank vs Intergiro Banking Basics
United Trust Bank | Intergiro | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 204463 | 900945 |
Website | United Trust Bank Website | Intergiro Website |
Common Comparison Questions
Does United Trust Bank or Intergiro have better customer reviews?
United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.
Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.
Does United Trust Bank or Intergiro have a better App?
United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does United Trust Bank or Intergiro have better business savings rates?
United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)
In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.