Is United Trust Bank or GoSolo better for your small business?
Below we look at both United Trust Bank and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
United Trust Bank vs GoSolo Trustpilot Reviews
| United Trust Bank | GoSolo | |
| Trustpilot Review Score (out of 5) | 4.6 | 2.6 |
| Percent 5-Star Reviews | 78% | 39% |
| Percent 1- Star Reviews | 3% | 47% |
| Total Number of Reviews | 1,372 | 74 |
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/gosolo.net
United Trust Bank vs GoSolo App Reviews
| United Trust Bank | GoSolo | |
| iPhone Review Score (out of 5) | 5 | 4.6 |
| Number of iPhone Reviews | 5 | 91 |
| Android Review Score (out of 5) | No Rating | 3.6 |
| Number of Android Reviews | No Reviews | 61 |
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757
United Trust Bank vs GoSolo Account Fees & Charges
| United Trust Bank | GoSolo | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | 12 Months |
| Cheapest Monthly Account Fee | £12.50 | Free |
| Most Expensive Monthly Account Fee | £25 | Free |
| Electronic Payment Cost (in/out) | Free | 2% + 20p |
| Cash Payments Cost (in/out) | Free / £1.50 | £1.50 |
| Cheques (in/out) | Free / £2.50 | £2.69 |
| CHAPS Payments Cost | £25 | £15 |
| SEPA Payments Cost | No | 30p |
United Trust Bank vs GoSolo Business Savings Rates
| United Trust Bank | GoSolo | |
| Types of Business Savings Accounts | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts | None |
| Lowest Savings Rate (AER) | 3.75% | NA |
| Maximum Savings Rate (AER) | 5.25% | NA |
| Minimum Savings Amount | £5,000 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
United Trust Bank vs GoSolo Account Opening Times
| United Trust Bank | GoSolo | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | Few minutes |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | Yes | Yes |
United Trust Bank vs GoSolo Features & Account Types
| United Trust Bank | GoSolo | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | London office only | None, online only |
United Trust Bank vs GoSolo Customer Support Options
| United Trust Bank | GoSolo | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
United Trust Bank vs GoSolo Foreign Currency Accounts
| United Trust Bank | GoSolo | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From United Trust Bank and GoSolo
| United Trust Bank | GoSolo | |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
United Trust Bank vs GoSolo Banking Basics
| United Trust Bank | GoSolo | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 204463 | 902961 |
| Website | United Trust Bank Website | GoSolo Website |
Common Comparison Questions
Does United Trust Bank or GoSolo have better customer reviews?
United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.
Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.
Does United Trust Bank or GoSolo have a better App?
United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.
Does United Trust Bank or GoSolo have better business savings rates?
United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)
In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.