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United Trust Bank VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is United Trust Bank or Fair Everywhere better for your small business?



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Below we look at both United Trust Bank and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

United Trust Bank Homepage
United Trust Bank Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

United Trust Bank vs Fair Everywhere Trustpilot Reviews

United Trust BankFair Everywhere
Trustpilot Review Score (out of 5)4.63.1
Percent 5-Star Reviews78%27%
Percent 1- Star Reviews3%64%
Total Number of Reviews1,37211
Sources:
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/faireverywhere.com

United Trust Bank vs Fair Everywhere App Reviews

United Trust BankFair Everywhere
iPhone Review Score (out of 5)52.2
Number of iPhone Reviews55
Android Review Score (out of 5)No Rating3.9
Number of Android ReviewsNo Reviews7
Sources:
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

United Trust Bank vs Fair Everywhere Account Fees & Charges

United Trust BankFair Everywhere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£12.50£12.50
Most Expensive Monthly Account Fee£25£12.50
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)Free / £1.50£1.50 / £3 + 2.75%
Cheques (in/out)Free / £2.5050p per cheque
CHAPS Payments Cost£25£30
SEPA Payments CostNoNo

United Trust Bank vs Fair Everywhere Business Savings Rates

United Trust BankFair Everywhere
Types of Business Savings AccountsFixed Term Business Bonds, Notice Accounts, Tracker AccountsNone
Lowest Savings Rate (AER)3.75%NA
Maximum Savings Rate (AER)5.25%NA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesYes
 

United Trust Bank vs Fair Everywhere Account Opening Times

United Trust BankFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

United Trust Bank vs Fair Everywhere Features & Account Types

United Trust Bank Account Types
United Trust Bank Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


United Trust BankFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsLondon office onlyNone, online only

United Trust Bank vs Fair Everywhere Customer Support Options

United Trust BankFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

United Trust Bank vs Fair Everywhere Foreign Currency Accounts

United Trust BankFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • British Pound (GBP)
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • British Pound GBP

Other Business Services From United Trust Bank and Fair Everywhere

United Trust Bank Account Types
Other United Trust Bank Services


Fair Everywhere Account Types
Other Fair Everywhere Services


United Trust BankFair Everywhere
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

United Trust Bank vs Fair Everywhere Banking Basics

United Trust BankFair Everywhere
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204463504547
WebsiteUnited Trust Bank WebsiteFair Everywhere Website

Common Comparison Questions

Does United Trust Bank or Fair Everywhere have better customer reviews?

United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does United Trust Bank or Fair Everywhere have a better App?

United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does United Trust Bank or Fair Everywhere have better business savings rates?

United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
United Trust Bank vs Countingup
United Trust Bank vs State Bank of India (UK)
United Trust Bank vs Charity Bank
United Trust Bank vs Cumberland Building Society
United Trust Bank vs Redwood Bank


For other business bank accounts see our guide here.

 



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