Is United Trust Bank or Fair Everywhere better for your small business?
Below we look at both United Trust Bank and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


United Trust Bank vs Fair Everywhere Trustpilot Reviews
United Trust Bank | Fair Everywhere | |
Trustpilot Review Score (out of 5) | 4.6 | 3.1 |
Percent 5-Star Reviews | 78% | 27% |
Percent 1- Star Reviews | 3% | 64% |
Total Number of Reviews | 1,372 | 11 |
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/faireverywhere.com
United Trust Bank vs Fair Everywhere App Reviews
United Trust Bank | Fair Everywhere | |
iPhone Review Score (out of 5) | 5 | 2.2 |
Number of iPhone Reviews | 5 | 5 |
Android Review Score (out of 5) | No Rating | 3.9 |
Number of Android Reviews | No Reviews | 7 |
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://apps.apple.com/gb/app/fair-everywhere/id1331905256
United Trust Bank vs Fair Everywhere Account Fees & Charges
United Trust Bank | Fair Everywhere | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £12.50 | £12.50 |
Most Expensive Monthly Account Fee | £25 | £12.50 |
Electronic Payment Cost (in/out) | Free | 30p |
Cash Payments Cost (in/out) | Free / £1.50 | £1.50 / £3 + 2.75% |
Cheques (in/out) | Free / £2.50 | 50p per cheque |
CHAPS Payments Cost | £25 | £30 |
SEPA Payments Cost | No | No |
United Trust Bank vs Fair Everywhere Business Savings Rates
United Trust Bank | Fair Everywhere | |
Types of Business Savings Accounts | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts | None |
Lowest Savings Rate (AER) | 3.75% | NA |
Maximum Savings Rate (AER) | 5.25% | NA |
Minimum Savings Amount | £5,000 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
United Trust Bank vs Fair Everywhere Account Opening Times
United Trust Bank | Fair Everywhere | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | 1 day |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
United Trust Bank vs Fair Everywhere Features & Account Types


United Trust Bank | Fair Everywhere | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | Yes |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Visa | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | London office only | None, online only |
United Trust Bank vs Fair Everywhere Customer Support Options
United Trust Bank | Fair Everywhere | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
United Trust Bank vs Fair Everywhere Foreign Currency Accounts
United Trust Bank | Fair Everywhere | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
|
|
Other Business Services From United Trust Bank and Fair Everywhere


United Trust Bank | Fair Everywhere | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
United Trust Bank vs Fair Everywhere Banking Basics
United Trust Bank | Fair Everywhere | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 204463 | 504547 |
Website | United Trust Bank Website | Fair Everywhere Website |
Common Comparison Questions
Does United Trust Bank or Fair Everywhere have better customer reviews?
United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.
Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.
Does United Trust Bank or Fair Everywhere have a better App?
United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.
Does United Trust Bank or Fair Everywhere have better business savings rates?
United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)
In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:United Trust Bank vs Countingup
United Trust Bank vs State Bank of India (UK)
United Trust Bank vs Charity Bank
United Trust Bank vs Cumberland Building Society
United Trust Bank vs Redwood Bank
For other business bank accounts see our guide here.