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United Trust Bank VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is United Trust Bank or Amaiz better for your small business?



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Below we look at both United Trust Bank and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

United Trust Bank Homepage
United Trust Bank Homepage


Amaiz Homepage
Amaiz Homepage
 

United Trust Bank vs Amaiz Trustpilot Reviews

United Trust BankAmaiz
Trustpilot Review Score (out of 5)4.64.1
Percent 5-Star Reviews78%68%
Percent 1- Star Reviews3%20%
Total Number of Reviews1,372168
Sources:
https://www.trustpilot.com/review/utbank.co.uk
https://www.trustpilot.com/review/amaiz.com

United Trust Bank vs Amaiz App Reviews

United Trust BankAmaiz
iPhone Review Score (out of 5)5No Rating
Number of iPhone Reviews5No Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://apps.apple.com/us/app/united-trust-bank/id6444029400
https://www.apple.com/uk/app-store/

United Trust Bank vs Amaiz Account Fees & Charges

United Trust BankAmaiz
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£12.50£49
Most Expensive Monthly Account Fee£25£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)Free / £1.50Free
Cheques (in/out)Free / £2.50Free
CHAPS Payments Cost£25£15
SEPA Payments CostNo£3

United Trust Bank vs Amaiz Business Savings Rates

United Trust BankAmaiz
Types of Business Savings AccountsFixed Term Business Bonds, Notice Accounts, Tracker AccountsNone
Lowest Savings Rate (AER)3.75%NA
Maximum Savings Rate (AER)5.25%NA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesYes
 

United Trust Bank vs Amaiz Account Opening Times

United Trust BankAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

United Trust Bank vs Amaiz Features & Account Types

United Trust Bank Account Types
United Trust Bank Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


United Trust BankAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsLondon office onlyNone, online only

United Trust Bank vs Amaiz Customer Support Options

United Trust BankAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

United Trust Bank vs Amaiz Foreign Currency Accounts

United Trust BankAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • British Pound (GBP)
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From United Trust Bank and Amaiz

United Trust Bank Account Types
Other United Trust Bank Services


Amaiz Account Types
Other Amaiz Services


United Trust BankAmaiz
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

United Trust Bank vs Amaiz Banking Basics

United Trust BankAmaiz
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204463900857
WebsiteUnited Trust Bank WebsiteAmaiz Website

Common Comparison Questions

Does United Trust Bank or Amaiz have better customer reviews?

United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of these reviews 78% are 5-star and 3% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does United Trust Bank or Amaiz have a better App?

United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does United Trust Bank or Amaiz have better business savings rates?

United Trust Bank offers the following types of business savings accounts: Fixed Term Business Bonds, Notice Accounts, Tracker Accounts with interest rates ranging from 3.75% to 5.25%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
United Trust Bank vs ICICI Bank UK
United Trust Bank vs Intergiro
United Trust Bank vs GoSolo
United Trust Bank vs 3S Money
United Trust Bank vs MultiPass


For other business bank accounts see our guide here.

 



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