Is Ulster Bank or Kent Reliance better for your small business?
Below we look at both Ulster Bank and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Ulster Bank vs Kent Reliance Trustpilot Reviews
| Ulster Bank | Kent Reliance | |
| Trustpilot Review Score (out of 5) | 1.5 | 4 |
| Percent 5-Star Reviews | 8% | 61% |
| Percent 1- Star Reviews | 86% | 22% |
| Total Number of Reviews | 114 | 2,104 |
https://www.trustpilot.com/review/www.ulsterbank.co.uk
https://www.trustpilot.com/review/www.kentreliance.co.uk
Ulster Bank vs Kent Reliance App Reviews
| Ulster Bank | Kent Reliance | |
| iPhone Review Score (out of 5) | 4.8 | No Rating |
| Number of iPhone Reviews | 15,700 | No Reviews |
| Android Review Score (out of 5) | 4.1 | No Rating |
| Number of Android Reviews | 15,000 | No Reviews |
https://apps.apple.com/gb/app/ulster-bank-ni-mobile-banking/id469523324
https://www.apple.com/uk/app-store/
Ulster Bank vs Kent Reliance Account Fees & Charges
| Ulster Bank | Kent Reliance | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | £8 | Free |
| Most Expensive Monthly Account Fee | £12 | Free |
| Electronic Payment Cost (in/out) | 43p | £10 |
| Cash Payments Cost (in/out) | 70p per £100 | £1 |
| Cheques (in/out) | 40p | £1 |
| CHAPS Payments Cost | £18.75 | £10 |
| SEPA Payments Cost | €0.51 | No |
Ulster Bank vs Kent Reliance Business Savings Rates
| Ulster Bank | Kent Reliance | |
| Types of Business Savings Accounts | Instant access accounts, Fixed term accounts, Currency savings accounts | Easy access, Notice Account, Fixed rate, Business savings |
| Lowest Savings Rate (AER) | 1.46% | 0.10% |
| Maximum Savings Rate (AER) | 1.92% | 5.13% |
| Minimum Savings Amount | No | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Ulster Bank vs Kent Reliance Account Opening Times
| Ulster Bank | Kent Reliance | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 24 working hours | 10 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Ulster Bank vs Kent Reliance Features & Account Types
| Ulster Bank | Kent Reliance | |
| Business Current Account | Yes | No |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | None |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | Northern Ireland Only | Locations in Kent only |
Ulster Bank vs Kent Reliance Customer Support Options
| Ulster Bank | Kent Reliance | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Ulster Bank vs Kent Reliance Foreign Currency Accounts
| Ulster Bank | Kent Reliance | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Ulster Bank and Kent Reliance
| Ulster Bank | Kent Reliance | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | No |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Ulster Bank vs Kent Reliance Banking Basics
| Ulster Bank | Kent Reliance | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | NA | 530504 |
| Website | Ulster Bank Website | Kent Reliance Website |
Common Comparison Questions
Does Ulster Bank or Kent Reliance have better customer reviews?
Ulster Bank scores 1.5 out of 5 based 114 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.
Does Ulster Bank or Kent Reliance have a better App?
Ulster Bank’s iPhone App is rated 4.8 out of 5 based on 15,700 reviews. And it’s Android App is rated 4.1 out of 5 based on 15,000 reviews.
In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Ulster Bank or Kent Reliance have better business savings rates?
Ulster Bank offers the following types of business savings accounts: Instant access accounts, Fixed term accounts, Currency savings accounts with interest rates ranging from 1.46% to 1.92%. (AER)
In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).
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For other business bank accounts see our guide here.