Ulster Bank VS Intergiro: Business Banking Review & Fee Comparison

Is Ulster Bank or Intergiro better for your small business?

Below we look at both Ulster Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Ulster Bank vs Intergiro Trustpilot Reviews

	Ulster Bank	Intergiro
Trustpilot Review Score (out of 5)	1.5	3.4
Percent 5-Star Reviews	8%	77%
Percent 1- Star Reviews	86%	15%
Total Number of Reviews	114	171

Sources:
https://www.trustpilot.com/review/www.ulsterbank.co.uk
https://www.trustpilot.com/review/intergiro.com

Ulster Bank vs Intergiro App Reviews

	Ulster Bank	Intergiro
iPhone Review Score (out of 5)	4.8	5
Number of iPhone Reviews	15,700	4
Android Review Score (out of 5)	4.1	No Rating
Number of Android Reviews	15,000	No Reviews

Sources:
https://apps.apple.com/gb/app/ulster-bank-ni-mobile-banking/id469523324
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Ulster Bank vs Intergiro Account Fees & Charges

	Ulster Bank	Intergiro
Free Business Bank Account	Yes	No
Free Business Account Term Length	24 Months	NA
Cheapest Monthly Account Fee	£8	£2.99
Most Expensive Monthly Account Fee	£12	£15
Electronic Payment Cost (in/out)	43p	25p
Cash Payments Cost (in/out)	70p per £100	70p per £100
Cheques (in/out)	40p	£1
CHAPS Payments Cost	£18.75	£25
SEPA Payments Cost	€0.51	€1

Ulster Bank vs Intergiro Business Savings Rates

	Ulster Bank	Intergiro
Types of Business Savings Accounts	Instant access accounts, Fixed term accounts, Currency savings accounts	None
Lowest Savings Rate (AER)	1.46%	NA
Maximum Savings Rate (AER)	1.92%	NA
Minimum Savings Amount	No	NA
Interest Paid On Foreign Currencies	Yes	Yes

Ulster Bank vs Intergiro Account Opening Times

	Ulster Bank	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	24 working hours	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Ulster Bank vs Intergiro Features & Account Types

	Ulster Bank	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	Yes	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	Northern Ireland Only	None, online only

Ulster Bank vs Intergiro Customer Support Options

	Ulster Bank	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Ulster Bank vs Intergiro Foreign Currency Accounts

	Ulster Bank	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	Swiss franc Japanese yen Australian dollar Canadian dollar New Zealand dollar Swedish krona	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Ulster Bank and Intergiro

	Ulster Bank	Intergiro
Business Loans	Yes	No
Commercial Mortgages	No	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	Yes
Card Machines	Yes	No
Free Accounting Software	Yes	No

Ulster Bank vs Intergiro Banking Basics

	Ulster Bank	Intergiro
Bank Type	High Street	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	NA	900945
Website	Ulster Bank Website	Intergiro Website

Common Comparison Questions

Does Ulster Bank or Intergiro have better customer reviews?

Ulster Bank scores 1.5 out of 5 based 114 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Ulster Bank or Intergiro have a better App?

Ulster Bank’s iPhone App is rated 4.8 out of 5 based on 15,700 reviews. And it’s Android App is rated 4.1 out of 5 based on 15,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Ulster Bank or Intergiro have better business savings rates?

Ulster Bank offers the following types of business savings accounts: Instant access accounts, Fixed term accounts, Currency savings accounts with interest rates ranging from 1.46% to 1.92%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Ulster Bank vs GoSolo
Ulster Bank vs 3S Money
Ulster Bank vs MultiPass
Ulster Bank vs Reliance Bank
Ulster Bank vs SumUp Business Account


For other business bank accounts see our guide here.