Is Ulster Bank or Intergiro better for your small business?
Below we look at both Ulster Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Ulster Bank vs Intergiro Trustpilot Reviews
| Ulster Bank | Intergiro | |
| Trustpilot Review Score (out of 5) | 1.5 | 3.4 |
| Percent 5-Star Reviews | 8% | 77% |
| Percent 1- Star Reviews | 86% | 15% |
| Total Number of Reviews | 114 | 171 |
https://www.trustpilot.com/review/www.ulsterbank.co.uk
https://www.trustpilot.com/review/intergiro.com
Ulster Bank vs Intergiro App Reviews
| Ulster Bank | Intergiro | |
| iPhone Review Score (out of 5) | 4.8 | 5 |
| Number of iPhone Reviews | 15,700 | 4 |
| Android Review Score (out of 5) | 4.1 | No Rating |
| Number of Android Reviews | 15,000 | No Reviews |
https://apps.apple.com/gb/app/ulster-bank-ni-mobile-banking/id469523324
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309
Ulster Bank vs Intergiro Account Fees & Charges
| Ulster Bank | Intergiro | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | £8 | £2.99 |
| Most Expensive Monthly Account Fee | £12 | £15 |
| Electronic Payment Cost (in/out) | 43p | 25p |
| Cash Payments Cost (in/out) | 70p per £100 | 70p per £100 |
| Cheques (in/out) | 40p | £1 |
| CHAPS Payments Cost | £18.75 | £25 |
| SEPA Payments Cost | €0.51 | €1 |
Ulster Bank vs Intergiro Business Savings Rates
| Ulster Bank | Intergiro | |
| Types of Business Savings Accounts | Instant access accounts, Fixed term accounts, Currency savings accounts | None |
| Lowest Savings Rate (AER) | 1.46% | NA |
| Maximum Savings Rate (AER) | 1.92% | NA |
| Minimum Savings Amount | No | NA |
| Interest Paid On Foreign Currencies | Yes | Yes |
Ulster Bank vs Intergiro Account Opening Times
| Ulster Bank | Intergiro | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 24 working hours | 5 to 10 Working days |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | Yes | No |
Ulster Bank vs Intergiro Features & Account Types
| Ulster Bank | Intergiro | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Northern Ireland Only | None, online only |
Ulster Bank vs Intergiro Customer Support Options
| Ulster Bank | Intergiro | |
| Phone Support Available | Yes | No |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Ulster Bank vs Intergiro Foreign Currency Accounts
| Ulster Bank | Intergiro | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
|
Other Business Services From Ulster Bank and Intergiro
| Ulster Bank | Intergiro | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Ulster Bank vs Intergiro Banking Basics
| Ulster Bank | Intergiro | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | NA | 900945 |
| Website | Ulster Bank Website | Intergiro Website |
Common Comparison Questions
Does Ulster Bank or Intergiro have better customer reviews?
Ulster Bank scores 1.5 out of 5 based 114 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.
Does Ulster Bank or Intergiro have a better App?
Ulster Bank’s iPhone App is rated 4.8 out of 5 based on 15,700 reviews. And it’s Android App is rated 4.1 out of 5 based on 15,000 reviews.
In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Ulster Bank or Intergiro have better business savings rates?
Ulster Bank offers the following types of business savings accounts: Instant access accounts, Fixed term accounts, Currency savings accounts with interest rates ranging from 1.46% to 1.92%. (AER)
In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.