Is Ulster Bank or Fair Everywhere better for your small business?
Below we look at both Ulster Bank and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Ulster Bank vs Fair Everywhere Trustpilot Reviews
| Ulster Bank | Fair Everywhere | |
| Trustpilot Review Score (out of 5) | 1.5 | 3.1 |
| Percent 5-Star Reviews | 8% | 27% |
| Percent 1- Star Reviews | 86% | 64% |
| Total Number of Reviews | 114 | 11 |
https://www.trustpilot.com/review/www.ulsterbank.co.uk
https://www.trustpilot.com/review/faireverywhere.com
Ulster Bank vs Fair Everywhere App Reviews
| Ulster Bank | Fair Everywhere | |
| iPhone Review Score (out of 5) | 4.8 | 2.2 |
| Number of iPhone Reviews | 15,700 | 5 |
| Android Review Score (out of 5) | 4.1 | 3.9 |
| Number of Android Reviews | 15,000 | 7 |
https://apps.apple.com/gb/app/ulster-bank-ni-mobile-banking/id469523324
https://apps.apple.com/gb/app/fair-everywhere/id1331905256
Ulster Bank vs Fair Everywhere Account Fees & Charges
| Ulster Bank | Fair Everywhere | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | £8 | £12.50 |
| Most Expensive Monthly Account Fee | £12 | £12.50 |
| Electronic Payment Cost (in/out) | 43p | 30p |
| Cash Payments Cost (in/out) | 70p per £100 | £1.50 / £3 + 2.75% |
| Cheques (in/out) | 40p | 50p per cheque |
| CHAPS Payments Cost | £18.75 | £30 |
| SEPA Payments Cost | €0.51 | No |
Ulster Bank vs Fair Everywhere Business Savings Rates
| Ulster Bank | Fair Everywhere | |
| Types of Business Savings Accounts | Instant access accounts, Fixed term accounts, Currency savings accounts | None |
| Lowest Savings Rate (AER) | 1.46% | NA |
| Maximum Savings Rate (AER) | 1.92% | NA |
| Minimum Savings Amount | No | NA |
| Interest Paid On Foreign Currencies | Yes | Yes |
Ulster Bank vs Fair Everywhere Account Opening Times
| Ulster Bank | Fair Everywhere | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 24 working hours | 1 day |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | Yes | Yes |
Ulster Bank vs Fair Everywhere Features & Account Types
| Ulster Bank | Fair Everywhere | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Northern Ireland Only | None, online only |
Ulster Bank vs Fair Everywhere Customer Support Options
| Ulster Bank | Fair Everywhere | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Ulster Bank vs Fair Everywhere Foreign Currency Accounts
| Ulster Bank | Fair Everywhere | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Ulster Bank and Fair Everywhere
| Ulster Bank | Fair Everywhere | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Ulster Bank vs Fair Everywhere Banking Basics
| Ulster Bank | Fair Everywhere | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | NA | 504547 |
| Website | Ulster Bank Website | Fair Everywhere Website |
Common Comparison Questions
Does Ulster Bank or Fair Everywhere have better customer reviews?
Ulster Bank scores 1.5 out of 5 based 114 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.
Does Ulster Bank or Fair Everywhere have a better App?
Ulster Bank’s iPhone App is rated 4.8 out of 5 based on 15,700 reviews. And it’s Android App is rated 4.1 out of 5 based on 15,000 reviews.
In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.
Does Ulster Bank or Fair Everywhere have better business savings rates?
Ulster Bank offers the following types of business savings accounts: Instant access accounts, Fixed term accounts, Currency savings accounts with interest rates ranging from 1.46% to 1.92%. (AER)
In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.