Is Ulster Bank or Cater Allen better for your small business?
Below we look at both Ulster Bank and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Ulster Bank vs Cater Allen Trustpilot Reviews
| Ulster Bank | Cater Allen | |
| Trustpilot Review Score (out of 5) | 1.5 | 1.9 |
| Percent 5-Star Reviews | 8% | 7% |
| Percent 1- Star Reviews | 86% | 80% |
| Total Number of Reviews | 114 | 136 |
https://www.trustpilot.com/review/www.ulsterbank.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk
Ulster Bank vs Cater Allen App Reviews
| Ulster Bank | Cater Allen | |
| iPhone Review Score (out of 5) | 4.8 | No Rating |
| Number of iPhone Reviews | 15,700 | No Reviews |
| Android Review Score (out of 5) | 4.1 | No Rating |
| Number of Android Reviews | 15,000 | No Reviews |
https://apps.apple.com/gb/app/ulster-bank-ni-mobile-banking/id469523324
https://www.apple.com/uk/app-store/
Ulster Bank vs Cater Allen Account Fees & Charges
| Ulster Bank | Cater Allen | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | £8 | Free |
| Most Expensive Monthly Account Fee | £12 | £25 |
| Electronic Payment Cost (in/out) | 43p | £2 |
| Cash Payments Cost (in/out) | 70p per £100 | Free |
| Cheques (in/out) | 40p | £6 |
| CHAPS Payments Cost | £18.75 | £25 |
| SEPA Payments Cost | €0.51 | £2 |
Ulster Bank vs Cater Allen Business Savings Rates
| Ulster Bank | Cater Allen | |
| Types of Business Savings Accounts | Instant access accounts, Fixed term accounts, Currency savings accounts | Fixed Term, Notice Account |
| Lowest Savings Rate (AER) | 1.46% | 3.00% |
| Maximum Savings Rate (AER) | 1.92% | 4.70% |
| Minimum Savings Amount | No | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Ulster Bank vs Cater Allen Account Opening Times
| Ulster Bank | Cater Allen | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 24 working hours | 7 days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Ulster Bank vs Cater Allen Features & Account Types
| Ulster Bank | Cater Allen | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Northern Ireland Only | None, online and phone only |
Ulster Bank vs Cater Allen Customer Support Options
| Ulster Bank | Cater Allen | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Ulster Bank vs Cater Allen Foreign Currency Accounts
| Ulster Bank | Cater Allen | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Ulster Bank and Cater Allen
| Ulster Bank | Cater Allen | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Ulster Bank vs Cater Allen Banking Basics
| Ulster Bank | Cater Allen | |
| Bank Type | High Street | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | NA | 178737 |
| Website | Ulster Bank Website | Cater Allen Website |
Common Comparison Questions
Does Ulster Bank or Cater Allen have better customer reviews?
Ulster Bank scores 1.5 out of 5 based 114 Trustpilot reviews. Of these reviews 8% are 5-star and 86% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does Ulster Bank or Cater Allen have a better App?
Ulster Bank’s iPhone App is rated 4.8 out of 5 based on 15,700 reviews. And it’s Android App is rated 4.1 out of 5 based on 15,000 reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Ulster Bank or Cater Allen have better business savings rates?
Ulster Bank offers the following types of business savings accounts: Instant access accounts, Fixed term accounts, Currency savings accounts with interest rates ranging from 1.46% to 1.92%. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
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For other business bank accounts see our guide here.