Is TSB or Starling Bank better for your small business?
Below we look at both TSB and Starling Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
TSB vs Starling Bank Trustpilot Reviews
| TSB | Starling Bank | |
| Trustpilot Review Score (out of 5) | 4.2 | 4.3 |
| Percent 5-Star Reviews | 56% | 76% |
| Percent 1- Star Reviews | 27% | 11% |
| Total Number of Reviews | 21,942 | 38,869 |
https://www.trustpilot.com/review/tsb.co.uk
https://www.trustpilot.com/review/starlingbank.com
TSB vs Starling Bank App Reviews
| TSB | Starling Bank | |
| iPhone Review Score (out of 5) | 4.8 | 4.9 |
| Number of iPhone Reviews | 457,400 | 477,500 |
| Android Review Score (out of 5) | 4.4 | 4.5 |
| Number of Android Reviews | 197,000 | 114,000 |
https://apps.apple.com/gb/app/tsb-mobile-banking/id1160720878
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
TSB vs Starling Bank Account Fees & Charges
| TSB | Starling Bank | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | 30 Months | No Limit |
| Cheapest Monthly Account Fee | £5 | No |
| Most Expensive Monthly Account Fee | £40 | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | 70p per £100 | 0.70% |
| Cheques (in/out) | 70p | Free |
| CHAPS Payments Cost | £30 | £20 |
| SEPA Payments Cost | £2 | No |
TSB vs Starling Bank Business Savings Rates
| TSB | Starling Bank | |
| Types of Business Savings Accounts | Instant Access, Fixed Bonds | None |
| Lowest Savings Rate (AER) | 1.35% | NA |
| Maximum Savings Rate (AER) | 4.30% | NA |
| Minimum Savings Amount | £1 | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
TSB vs Starling Bank Account Opening Times
| TSB | Starling Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 Working days | 1 to 5 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
TSB vs Starling Bank Features & Account Types
| TSB | Starling Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | UK-wide | None, but can use post office locations for some services |
TSB vs Starling Bank Customer Support Options
| TSB | Starling Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
TSB vs Starling Bank Foreign Currency Accounts
| TSB | Starling Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
|
Other Business Services From TSB and Starling Bank
| TSB | Starling Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | Yes |
| Free Accounting Software | No | No |
TSB vs Starling Bank Banking Basics
| TSB | Starling Bank | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 191240 | 730166 |
| Website | TSB Website | Starling Bank Website |
Common Comparison Questions
Does TSB or Starling Bank have better customer reviews?
TSB scores 4.2 out of 5 based 21,942 Trustpilot reviews. Of these reviews 56% are 5-star and 27% are 1-star.
Whereas, Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of which 76% are 5-star and 11% are 1-star.
Does TSB or Starling Bank have a better App?
TSB’s iPhone App is rated 4.8 out of 5 based on 457,400 reviews. And it’s Android App is rated 4.4 out of 5 based on 197,000 reviews.
In comparison, Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
Does TSB or Starling Bank have better business savings rates?
TSB offers the following types of business savings accounts: Instant Access, Fixed Bonds with interest rates ranging from 1.35% to 4.30%. (AER)
In contrast, Starling Bank offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:TSB vs Shawbrook Bank
TSB vs RBS (Royal Bank of Scotland)
TSB vs Wise
TSB vs Revolut Business
TSB vs Danske Bank UK
For other business bank accounts see our guide here.