Is TSB or Countingup better for your small business?
Below we look at both TSB and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


TSB vs Countingup Trustpilot Reviews
TSB | Countingup | |
Trustpilot Review Score (out of 5) | 4.2 | 4.4 |
Percent 5-Star Reviews | 56% | 81% |
Percent 1- Star Reviews | 27% | 9% |
Total Number of Reviews | 21,942 | 2,382 |
https://www.trustpilot.com/review/tsb.co.uk
https://www.trustpilot.com/review/countingup.com
TSB vs Countingup App Reviews
TSB | Countingup | |
iPhone Review Score (out of 5) | 4.8 | 4.7 |
Number of iPhone Reviews | 457,400 | 2,800 |
Android Review Score (out of 5) | 4.4 | 4.5 |
Number of Android Reviews | 197,000 | 1,300 |
https://apps.apple.com/gb/app/tsb-mobile-banking/id1160720878
https://apps.apple.com/gb/app/countingup-business-account/id1286828618
TSB vs Countingup Account Fees & Charges
TSB | Countingup | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 30 Months | NA |
Cheapest Monthly Account Fee | £5 | £3 |
Most Expensive Monthly Account Fee | £40 | £18 |
Electronic Payment Cost (in/out) | Free | 30p |
Cash Payments Cost (in/out) | 70p per £100 | £1 |
Cheques (in/out) | 70p | Free |
CHAPS Payments Cost | £30 | No |
SEPA Payments Cost | £2 | No |
TSB vs Countingup Business Savings Rates
TSB | Countingup | |
Types of Business Savings Accounts | Instant Access, Fixed Bonds | None |
Lowest Savings Rate (AER) | 1.35% | NA |
Maximum Savings Rate (AER) | 4.30% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
TSB vs Countingup Account Opening Times
TSB | Countingup | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 5 minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
TSB vs Countingup Features & Account Types


TSB | Countingup | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | No |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide | None, online only |
TSB vs Countingup Customer Support Options
TSB | Countingup | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
TSB vs Countingup Foreign Currency Accounts
TSB | Countingup | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From TSB and Countingup


TSB | Countingup | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | No | Yes |
TSB vs Countingup Banking Basics
TSB | Countingup | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 191240 | 900010 |
Website | TSB Website | Countingup Website |
Common Comparison Questions
Does TSB or Countingup have better customer reviews?
TSB scores 4.2 out of 5 based 21,942 Trustpilot reviews. Of these reviews 56% are 5-star and 27% are 1-star.
Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.
Does TSB or Countingup have a better App?
TSB’s iPhone App is rated 4.8 out of 5 based on 457,400 reviews. And it’s Android App is rated 4.4 out of 5 based on 197,000 reviews.
In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.
Does TSB or Countingup have better business savings rates?
TSB offers the following types of business savings accounts: Instant Access, Fixed Bonds with interest rates ranging from 1.35% to 4.30%. (AER)
In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:TSB vs State Bank of India (UK)
TSB vs Charity Bank
TSB vs Cumberland Building Society
TSB vs Redwood Bank
TSB vs Amaiz
For other business bank accounts see our guide here.