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Triodos Bank VS Unity Trust: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Triodos Bank or Unity Trust better for your small business?



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Below we look at both Triodos Bank and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Triodos Bank Homepage
Triodos Bank Homepage


Unity Trust Homepage
Unity Trust Homepage
 

Triodos Bank vs Unity Trust Trustpilot Reviews

Triodos BankUnity Trust
Trustpilot Review Score (out of 5)4.14
Percent 5-Star Reviews58%61%
Percent 1- Star Reviews22%14%
Total Number of Reviews514255
Sources:
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/unity.co.uk

Triodos Bank vs Unity Trust App Reviews

Triodos BankUnity Trust
iPhone Review Score (out of 5)4.6No Rating
Number of iPhone Reviews1,700No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews851No Reviews
Sources:
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://www.apple.com/uk/app-store/

Triodos Bank vs Unity Trust Account Fees & Charges

Triodos BankUnity Trust
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£3£6
Most Expensive Monthly Account Fee£3£6
Electronic Payment Cost (in/out)No14p
Cash Payments Cost (in/out)Free / £150p per £100
Cheques (in/out)£130p per item
CHAPS Payments Cost£20£28
SEPA Payments CostNo25p

Triodos Bank vs Unity Trust Business Savings Rates

Triodos BankUnity Trust
Types of Business Savings AccountsNoneInstant Access, Fixed Term
Lowest Savings Rate (AER)NA2.77%
Maximum Savings Rate (AER)NA5.10%
Minimum Savings AmountNANo
Interest Paid On Foreign CurrenciesYesYes
 

Triodos Bank vs Unity Trust Account Opening Times

Triodos BankUnity Trust
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 2 Working days7 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Triodos Bank vs Unity Trust Features & Account Types

Triodos Bank Account Types
Triodos Bank Features & Account Types


Unity Trust Account Types
Unity Trust Features & Account Types


Triodos BankUnity Trust
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesYes
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsBristol, London and EdinburghNo own branches but can use NatWest, RBS or Ulster Bank locations

Triodos Bank vs Unity Trust Customer Support Options

Triodos BankUnity Trust
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Triodos Bank vs Unity Trust Foreign Currency Accounts

Triodos BankUnity Trust
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)

Other Business Services From Triodos Bank and Unity Trust

Triodos Bank Account Types
Other Triodos Bank Services


Unity Trust Account Types
Other Unity Trust Services


Triodos BankUnity Trust
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Triodos Bank vs Unity Trust Banking Basics

Triodos BankUnity Trust
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number817008204570
WebsiteTriodos Bank WebsiteUnity Trust Website

Common Comparison Questions

Does Triodos Bank or Unity Trust have better customer reviews?

Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.

Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.

Does Triodos Bank or Unity Trust have a better App?

Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Triodos Bank or Unity Trust have better business savings rates?

Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).

See Other Comparisons:
Triodos Bank vs United Trust Bank
Triodos Bank vs HSBC Kinetic
Triodos Bank vs CardOneMoney
Triodos Bank vs Fair Everywhere
Triodos Bank vs Countingup


For other business bank accounts see our guide here.

 



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