Is Triodos Bank or Unity Trust better for your small business?
Below we look at both Triodos Bank and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Triodos Bank vs Unity Trust Trustpilot Reviews
Triodos Bank | Unity Trust | |
Trustpilot Review Score (out of 5) | 4.1 | 4 |
Percent 5-Star Reviews | 58% | 61% |
Percent 1- Star Reviews | 22% | 14% |
Total Number of Reviews | 514 | 255 |
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/unity.co.uk
Triodos Bank vs Unity Trust App Reviews
Triodos Bank | Unity Trust | |
iPhone Review Score (out of 5) | 4.6 | No Rating |
Number of iPhone Reviews | 1,700 | No Reviews |
Android Review Score (out of 5) | 4.6 | No Rating |
Number of Android Reviews | 851 | No Reviews |
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://www.apple.com/uk/app-store/
Triodos Bank vs Unity Trust Account Fees & Charges
Triodos Bank | Unity Trust | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £3 | £6 |
Most Expensive Monthly Account Fee | £3 | £6 |
Electronic Payment Cost (in/out) | No | 14p |
Cash Payments Cost (in/out) | Free / £1 | 50p per £100 |
Cheques (in/out) | £1 | 30p per item |
CHAPS Payments Cost | £20 | £28 |
SEPA Payments Cost | No | 25p |
Triodos Bank vs Unity Trust Business Savings Rates
Triodos Bank | Unity Trust | |
Types of Business Savings Accounts | None | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | NA | 2.77% |
Maximum Savings Rate (AER) | NA | 5.10% |
Minimum Savings Amount | NA | No |
Interest Paid On Foreign Currencies | Yes | Yes |
Triodos Bank vs Unity Trust Account Opening Times
Triodos Bank | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 2 Working days | 7 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Triodos Bank vs Unity Trust Features & Account Types


Triodos Bank | Unity Trust | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | No | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | Bristol, London and Edinburgh | No own branches but can use NatWest, RBS or Ulster Bank locations |
Triodos Bank vs Unity Trust Customer Support Options
Triodos Bank | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Triodos Bank vs Unity Trust Foreign Currency Accounts
Triodos Bank | Unity Trust | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Triodos Bank and Unity Trust


Triodos Bank | Unity Trust | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Triodos Bank vs Unity Trust Banking Basics
Triodos Bank | Unity Trust | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 817008 | 204570 |
Website | Triodos Bank Website | Unity Trust Website |
Common Comparison Questions
Does Triodos Bank or Unity Trust have better customer reviews?
Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Triodos Bank or Unity Trust have a better App?
Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Triodos Bank or Unity Trust have better business savings rates?
Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.