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Triodos Bank VS SumUp Business Account: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Triodos Bank or SumUp Business Account better for your small business?



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Below we look at both Triodos Bank and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Triodos Bank Homepage
Triodos Bank Homepage


SumUp Business Account Homepage
SumUp Business Account Homepage
 

Triodos Bank vs SumUp Business Account Trustpilot Reviews

Triodos BankSumUp Business Account
Trustpilot Review Score (out of 5)4.14.2
Percent 5-Star Reviews58%64%
Percent 1- Star Reviews22%22%
Total Number of Reviews51418,247
Sources:
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/sumup.com

Triodos Bank vs SumUp Business Account App Reviews

Triodos BankSumUp Business Account
iPhone Review Score (out of 5)4.64.8
Number of iPhone Reviews1,70012,400
Android Review Score (out of 5)4.64.7
Number of Android Reviews85184,500
Sources:
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://apps.apple.com/gb/app/sumup/id514879214

Triodos Bank vs SumUp Business Account Account Fees & Charges

Triodos BankSumUp Business Account
Free Business Bank AccountNoYes
Free Business Account Term LengthNANo Limit
Cheapest Monthly Account Fee£3No
Most Expensive Monthly Account Fee£3No
Electronic Payment Cost (in/out)NoFree
Cash Payments Cost (in/out)Free / £1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Triodos Bank vs SumUp Business Account Business Savings Rates

Triodos BankSumUp Business Account
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesNo
 

Triodos Bank vs SumUp Business Account Account Opening Times

Triodos BankSumUp Business Account
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 2 Working days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Triodos Bank vs SumUp Business Account Features & Account Types

Triodos Bank Account Types
Triodos Bank Features & Account Types


SumUp Business Account Account Types
SumUp Business Account Features & Account Types


Triodos BankSumUp Business Account
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsBristol, London and EdinburghNone, online only

Triodos Bank vs SumUp Business Account Customer Support Options

Triodos BankSumUp Business Account
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Triodos Bank vs SumUp Business Account Foreign Currency Accounts

Triodos BankSumUp Business Account
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
No

Other Business Services From Triodos Bank and SumUp Business Account

Triodos Bank Account Types
Other Triodos Bank Services


SumUp Business Account Account Types
Other SumUp Business Account Services


Triodos BankSumUp Business Account
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Triodos Bank vs SumUp Business Account Banking Basics

Triodos BankSumUp Business Account
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number817008900700
WebsiteTriodos Bank WebsiteSumUp Business Account Website

Common Comparison Questions

Does Triodos Bank or SumUp Business Account have better customer reviews?

Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.

Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.

Does Triodos Bank or SumUp Business Account have a better App?

Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.

Does Triodos Bank or SumUp Business Account have better business savings rates?

Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Triodos Bank vs Cambridge & Counties Bank
Triodos Bank vs Recognise Bank
Triodos Bank vs Dudley Building Society
Triodos Bank vs MyPOS
Triodos Bank vs Ampere


For other business bank accounts see our guide here.

 



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