Is Triodos Bank or HSBC Kinetic better for your small business?
Below we look at both Triodos Bank and HSBC Kinetic reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Triodos Bank vs HSBC Kinetic Trustpilot Reviews
| Triodos Bank | HSBC Kinetic | |
| Trustpilot Review Score (out of 5) | 4.1 | 1.9 |
| Percent 5-Star Reviews | 58% | 0% |
| Percent 1- Star Reviews | 22% | 100% |
| Total Number of Reviews | 514 | 13 |
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/hsbckinetic.co.uk
Triodos Bank vs HSBC Kinetic App Reviews
| Triodos Bank | HSBC Kinetic | |
| iPhone Review Score (out of 5) | 4.6 | 4.8 |
| Number of iPhone Reviews | 1,700 | 15,000 |
| Android Review Score (out of 5) | 4.6 | 4.7 |
| Number of Android Reviews | 851 | 4,000 |
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://apps.apple.com/gb/app/hsbc-kinetic/id1457310350
Triodos Bank vs HSBC Kinetic Account Fees & Charges
| Triodos Bank | HSBC Kinetic | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | 12 Months |
| Cheapest Monthly Account Fee | £3 | £6.50 |
| Most Expensive Monthly Account Fee | £3 | £6.50 |
| Electronic Payment Cost (in/out) | No | Free |
| Cash Payments Cost (in/out) | Free / £1 | 1.10% |
| Cheques (in/out) | £1 | 50p per cheque |
| CHAPS Payments Cost | £20 | £17 |
| SEPA Payments Cost | No | 24p |
Triodos Bank vs HSBC Kinetic Business Savings Rates
| Triodos Bank | HSBC Kinetic | |
| Types of Business Savings Accounts | None | Instant access, 30+ day, 60+ day |
| Lowest Savings Rate (AER) | NA | 1.94% |
| Maximum Savings Rate (AER) | NA | 2.02% |
| Minimum Savings Amount | NA | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Triodos Bank vs HSBC Kinetic Account Opening Times
| Triodos Bank | HSBC Kinetic | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 2 Working days | 48 hours |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Triodos Bank vs HSBC Kinetic Features & Account Types
| Triodos Bank | HSBC Kinetic | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | No | Yes |
| Accounts For Charities | No | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | Bristol, London and Edinburgh | Can use HSBC branches for some services |
Triodos Bank vs HSBC Kinetic Customer Support Options
| Triodos Bank | HSBC Kinetic | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Triodos Bank vs HSBC Kinetic Foreign Currency Accounts
| Triodos Bank | HSBC Kinetic | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Triodos Bank and HSBC Kinetic
| Triodos Bank | HSBC Kinetic | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Triodos Bank vs HSBC Kinetic Banking Basics
| Triodos Bank | HSBC Kinetic | |
| Bank Type | Challenger | High Street/Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 817008 | 765112 |
| Website | Triodos Bank Website | HSBC Kinetic Website |
Common Comparison Questions
Does Triodos Bank or HSBC Kinetic have better customer reviews?
Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.
Whereas, HSBC Kinetic scores 1.9 out of 5 based 13 Trustpilot reviews. Of which 0% are 5-star and 100% are 1-star.
Does Triodos Bank or HSBC Kinetic have a better App?
Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.
In comparison, HSBC Kinetic’s iPhone App is rated 4.8 out of 5 based on 15,000 reviews. And it’s Android App is rated 4.7 out of 5 based on 4,000 reviews.
Does Triodos Bank or HSBC Kinetic have better business savings rates?
Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, HSBC Kinetic offers Instant access, 30+ day, 60+ day accounts with interest rates ranging from 1.94% to 2.02% (AER).
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For other business bank accounts see our guide here.