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Triodos Bank VS Cumberland Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Triodos Bank or Cumberland Building Society better for your small business?



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Below we look at both Triodos Bank and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Triodos Bank Homepage
Triodos Bank Homepage


Cumberland Building Society Homepage
Cumberland Building Society Homepage
 

Triodos Bank vs Cumberland Building Society Trustpilot Reviews

Triodos BankCumberland Building Society
Trustpilot Review Score (out of 5)4.12.5
Percent 5-Star Reviews58%22%
Percent 1- Star Reviews22%69%
Total Number of Reviews51441
Sources:
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk

Triodos Bank vs Cumberland Building Society App Reviews

Triodos BankCumberland Building Society
iPhone Review Score (out of 5)4.64.7
Number of iPhone Reviews1,700644
Android Review Score (out of 5)4.64.8
Number of Android Reviews851415
Sources:
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935

Triodos Bank vs Cumberland Building Society Account Fees & Charges

Triodos BankCumberland Building Society
Free Business Bank AccountNoYes
Free Business Account Term LengthNA12 Months
Cheapest Monthly Account Fee£3Free
Most Expensive Monthly Account Fee£3£5
Electronic Payment Cost (in/out)No35p
Cash Payments Cost (in/out)Free / £140p per £100
Cheques (in/out)£1£1
CHAPS Payments Cost£20£25
SEPA Payments CostNoNo

Triodos Bank vs Cumberland Building Society Business Savings Rates

Triodos BankCumberland Building Society
Types of Business Savings AccountsNoneInstant Access, Fixed Term, Notice Savings
Lowest Savings Rate (AER)NA3.05%
Maximum Savings Rate (AER)NA4.20%
Minimum Savings AmountNA£1
Interest Paid On Foreign CurrenciesYesNo
 

Triodos Bank vs Cumberland Building Society Account Opening Times

Triodos BankCumberland Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 2 Working days5 to 10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Triodos Bank vs Cumberland Building Society Features & Account Types

Triodos Bank Account Types
Triodos Bank Features & Account Types


Cumberland Building Society Account Types
Cumberland Building Society Features & Account Types


Triodos BankCumberland Building Society
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftYesYes
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsBristol, London and EdinburghLocations in North East England only

Triodos Bank vs Cumberland Building Society Customer Support Options

Triodos BankCumberland Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Triodos Bank vs Cumberland Building Society Foreign Currency Accounts

Triodos BankCumberland Building Society
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
No

Other Business Services From Triodos Bank and Cumberland Building Society

Triodos Bank Account Types
Other Triodos Bank Services


Cumberland Building Society Account Types
Other Cumberland Building Society Services


Triodos BankCumberland Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Triodos Bank vs Cumberland Building Society Banking Basics

Triodos BankCumberland Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number817008106074
WebsiteTriodos Bank WebsiteCumberland Building Society Website

Common Comparison Questions

Does Triodos Bank or Cumberland Building Society have better customer reviews?

Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.

Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.

Does Triodos Bank or Cumberland Building Society have a better App?

Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.

Does Triodos Bank or Cumberland Building Society have better business savings rates?

Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).

See Other Comparisons:
Triodos Bank vs Redwood Bank
Triodos Bank vs Amaiz
Triodos Bank vs ICICI Bank UK
Triodos Bank vs Intergiro
Triodos Bank vs GoSolo


For other business bank accounts see our guide here.

 



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