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Triodos Bank VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Triodos Bank or Charity Bank better for your small business?



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Below we look at both Triodos Bank and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Triodos Bank Homepage
Triodos Bank Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Triodos Bank vs Charity Bank Trustpilot Reviews

Triodos BankCharity Bank
Trustpilot Review Score (out of 5)4.13.3
Percent 5-Star Reviews58%33%
Percent 1- Star Reviews22%34%
Total Number of Reviews5143
Sources:
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/charitybank.org

Triodos Bank vs Charity Bank App Reviews

Triodos BankCharity Bank
iPhone Review Score (out of 5)4.6No Rating
Number of iPhone Reviews1,700No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews851No Reviews
Sources:
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://www.apple.com/uk/app-store/

Triodos Bank vs Charity Bank Account Fees & Charges

Triodos BankCharity Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£3Free
Most Expensive Monthly Account Fee£3Free
Electronic Payment Cost (in/out)NoNo
Cash Payments Cost (in/out)Free / £1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£20£10
SEPA Payments CostNo20p

Triodos Bank vs Charity Bank Business Savings Rates

Triodos BankCharity Bank
Types of Business Savings AccountsNoneCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)NA2.02%
Maximum Savings Rate (AER)NA4.51%
Minimum Savings AmountNA£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Triodos Bank vs Charity Bank Account Opening Times

Triodos BankCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 2 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Triodos Bank vs Charity Bank Features & Account Types

Triodos Bank Account Types
Triodos Bank Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


Triodos BankCharity Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsBristol, London and EdinburghTonbridge

Triodos Bank vs Charity Bank Customer Support Options

Triodos BankCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Triodos Bank vs Charity Bank Foreign Currency Accounts

Triodos BankCharity Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
No

Other Business Services From Triodos Bank and Charity Bank

Triodos Bank Account Types
Other Triodos Bank Services


Charity Bank Account Types
Other Charity Bank Services


Triodos BankCharity Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Triodos Bank vs Charity Bank Banking Basics

Triodos BankCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number817008207701
WebsiteTriodos Bank WebsiteCharity Bank Website

Common Comparison Questions

Does Triodos Bank or Charity Bank have better customer reviews?

Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Triodos Bank or Charity Bank have a better App?

Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Triodos Bank or Charity Bank have better business savings rates?

Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Triodos Bank vs Cumberland Building Society
Triodos Bank vs Redwood Bank
Triodos Bank vs Amaiz
Triodos Bank vs ICICI Bank UK
Triodos Bank vs Intergiro


For other business bank accounts see our guide here.

 



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