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Triodos Bank VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Triodos Bank or CardOneMoney better for your small business?



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Below we look at both Triodos Bank and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Triodos Bank Homepage
Triodos Bank Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Triodos Bank vs CardOneMoney Trustpilot Reviews

Triodos BankCardOneMoney
Trustpilot Review Score (out of 5)4.14.6
Percent 5-Star Reviews58%85%
Percent 1- Star Reviews22%9%
Total Number of Reviews514798
Sources:
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/cardonemoney.com

Triodos Bank vs CardOneMoney App Reviews

Triodos BankCardOneMoney
iPhone Review Score (out of 5)4.62.7
Number of iPhone Reviews1,70061
Android Review Score (out of 5)4.63.9
Number of Android Reviews851200
Sources:
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://apps.apple.com/gb/app/card-one-money/id1133870045

Triodos Bank vs CardOneMoney Account Fees & Charges

Triodos BankCardOneMoney
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£3£12.50
Most Expensive Monthly Account Fee£3£25
Electronic Payment Cost (in/out)NoFree
Cash Payments Cost (in/out)Free / £1£1.50
Cheques (in/out)£1£5
CHAPS Payments Cost£20£30
SEPA Payments CostNoNo

Triodos Bank vs CardOneMoney Business Savings Rates

Triodos BankCardOneMoney
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Triodos Bank vs CardOneMoney Account Opening Times

Triodos BankCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 2 Working days3 hours
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Triodos Bank vs CardOneMoney Features & Account Types

Triodos Bank Account Types
Triodos Bank Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


Triodos BankCardOneMoney
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsBristol, London and EdinburghNone, online only

Triodos Bank vs CardOneMoney Customer Support Options

Triodos BankCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Triodos Bank vs CardOneMoney Foreign Currency Accounts

Triodos BankCardOneMoney
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Triodos Bank and CardOneMoney

Triodos Bank Account Types
Other Triodos Bank Services


CardOneMoney Account Types
Other CardOneMoney Services


Triodos BankCardOneMoney
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Triodos Bank vs CardOneMoney Banking Basics

Triodos BankCardOneMoney
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number817008504547
WebsiteTriodos Bank WebsiteCardOneMoney Website

Common Comparison Questions

Does Triodos Bank or CardOneMoney have better customer reviews?

Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Triodos Bank or CardOneMoney have a better App?

Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Triodos Bank or CardOneMoney have better business savings rates?

Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Triodos Bank vs Fair Everywhere
Triodos Bank vs Countingup
Triodos Bank vs State Bank of India (UK)
Triodos Bank vs Charity Bank
Triodos Bank vs Cumberland Building Society


For other business bank accounts see our guide here.

 



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