Is Triodos Bank or 3S Money better for your small business?
Below we look at both Triodos Bank and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Triodos Bank vs 3S Money Trustpilot Reviews
Triodos Bank | 3S Money | |
Trustpilot Review Score (out of 5) | 4.1 | 4.7 |
Percent 5-Star Reviews | 58% | 93% |
Percent 1- Star Reviews | 22% | 5% |
Total Number of Reviews | 514 | 730 |
https://www.trustpilot.com/review/triodos.co.uk
https://www.trustpilot.com/review/3s.money
Triodos Bank vs 3S Money App Reviews
Triodos Bank | 3S Money | |
iPhone Review Score (out of 5) | 4.6 | No Rating |
Number of iPhone Reviews | 1,700 | No Reviews |
Android Review Score (out of 5) | 4.6 | No Rating |
Number of Android Reviews | 851 | No Reviews |
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
https://www.apple.com/uk/app-store/
Triodos Bank vs 3S Money Account Fees & Charges
Triodos Bank | 3S Money | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £3 | $100 |
Most Expensive Monthly Account Fee | £3 | $100 |
Electronic Payment Cost (in/out) | No | Free + 60p |
Cash Payments Cost (in/out) | Free / £1 | Free |
Cheques (in/out) | £1 | £1 |
CHAPS Payments Cost | £20 | £20 |
SEPA Payments Cost | No | €1 |
Triodos Bank vs 3S Money Business Savings Rates
Triodos Bank | 3S Money | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | No |
Triodos Bank vs 3S Money Account Opening Times
Triodos Bank | 3S Money | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 2 Working days | 15 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Triodos Bank vs 3S Money Features & Account Types


Triodos Bank | 3S Money | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | No | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | Bristol, London and Edinburgh | None, online only |
Triodos Bank vs 3S Money Customer Support Options
Triodos Bank | 3S Money | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Triodos Bank vs 3S Money Foreign Currency Accounts
Triodos Bank | 3S Money | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Triodos Bank and 3S Money


Triodos Bank | 3S Money | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Triodos Bank vs 3S Money Banking Basics
Triodos Bank | 3S Money | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 817008 | 900918 |
Website | Triodos Bank Website | 3S Money Website |
Common Comparison Questions
Does Triodos Bank or 3S Money have better customer reviews?
Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of these reviews 58% are 5-star and 22% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Triodos Bank or 3S Money have a better App?
Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Triodos Bank or 3S Money have better business savings rates?
Triodos Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.