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Tide VS Triodos Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Triodos Bank better for your small business?



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Below we look at both Tide and Triodos Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Triodos Bank Homepage
Triodos Bank Homepage
 

Tide vs Triodos Bank Trustpilot Reviews

TideTriodos Bank
Trustpilot Review Score (out of 5)4.24.1
Percent 5-Star Reviews73%58%
Percent 1- Star Reviews17%22%
Total Number of Reviews18,595514
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/triodos.co.uk

Tide vs Triodos Bank App Reviews

TideTriodos Bank
iPhone Review Score (out of 5)4.74.6
Number of iPhone Reviews64,8001,700
Android Review Score (out of 5)3.54.6
Number of Android Reviews16,200851
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529

Tide vs Triodos Bank Account Fees & Charges

TideTriodos Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99£3
Most Expensive Monthly Account Fee£49.99£3
Electronic Payment Cost (in/out)FreeNo
Cash Payments Cost (in/out)£1Free / £1
Cheques (in/out)Free£1
CHAPS Payments CostNo£20
SEPA Payments Cost€0.70No

Tide vs Triodos Bank Business Savings Rates

TideTriodos Bank
Types of Business Savings AccountsBusiness savings accountNone
Lowest Savings Rate (AER)3.55%NA
Maximum Savings Rate (AER)3.55%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Tide vs Triodos Bank Account Opening Times

TideTriodos Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutes1 to 2 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Tide vs Triodos Bank Features & Account Types

Tide Account Types
Tide Features & Account Types


Triodos Bank Account Types
Triodos Bank Features & Account Types


TideTriodos Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyBristol, London and Edinburgh

Tide vs Triodos Bank Customer Support Options

TideTriodos Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Tide vs Triodos Bank Foreign Currency Accounts

TideTriodos Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)

Other Business Services From Tide and Triodos Bank

Tide Account Types
Other Tide Services


Triodos Bank Account Types
Other Triodos Bank Services


TideTriodos Bank
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Triodos Bank Banking Basics

TideTriodos Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankYes, up to £85,000
FCA Number754568817008
WebsiteTide WebsiteTriodos Bank Website

Common Comparison Questions

Does Tide or Triodos Bank have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of which 58% are 5-star and 22% are 1-star.

Does Tide or Triodos Bank have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

Does Tide or Triodos Bank have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Triodos Bank offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Tide vs Soldo
Tide vs Cambridge Building Society
Tide vs PayPal Debit
Tide vs Allica Bank
Tide vs Cater Allen


For other business bank accounts see our guide here.

 



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