Is Tide or Kent Reliance better for your small business?
Below we look at both Tide and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Tide vs Kent Reliance Trustpilot Reviews
Tide | Kent Reliance | |
Trustpilot Review Score (out of 5) | 4.2 | 4 |
Percent 5-Star Reviews | 73% | 61% |
Percent 1- Star Reviews | 17% | 22% |
Total Number of Reviews | 18,595 | 2,104 |
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/www.kentreliance.co.uk
Tide vs Kent Reliance App Reviews
Tide | Kent Reliance | |
iPhone Review Score (out of 5) | 4.7 | No Rating |
Number of iPhone Reviews | 64,800 | No Reviews |
Android Review Score (out of 5) | 3.5 | No Rating |
Number of Android Reviews | 16,200 | No Reviews |
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://www.apple.com/uk/app-store/
Tide vs Kent Reliance Account Fees & Charges
Tide | Kent Reliance | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | £9.99 | Free |
Most Expensive Monthly Account Fee | £49.99 | Free |
Electronic Payment Cost (in/out) | Free | £10 |
Cash Payments Cost (in/out) | £1 | £1 |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £10 |
SEPA Payments Cost | €0.70 | No |
Tide vs Kent Reliance Business Savings Rates
Tide | Kent Reliance | |
Types of Business Savings Accounts | Business savings account | Easy access, Notice Account, Fixed rate, Business savings |
Lowest Savings Rate (AER) | 3.55% | 0.10% |
Maximum Savings Rate (AER) | 3.55% | 5.13% |
Minimum Savings Amount | £1 | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Tide vs Kent Reliance Account Opening Times
Tide | Kent Reliance | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 to 2880 minutes | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Tide vs Kent Reliance Features & Account Types


Tide | Kent Reliance | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online only | Locations in Kent only |
Tide vs Kent Reliance Customer Support Options
Tide | Kent Reliance | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Tide vs Kent Reliance Foreign Currency Accounts
Tide | Kent Reliance | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Tide and Kent Reliance


Tide | Kent Reliance | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | No |
Merchant Payment Services | No | No |
Card Machines | Yes | No |
Free Accounting Software | Yes | No |
Tide vs Kent Reliance Banking Basics
Tide | Kent Reliance | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 via ClearBank | Yes, up to £85,000 |
FCA Number | 754568 | 530504 |
Website | Tide Website | Kent Reliance Website |
Common Comparison Questions
Does Tide or Kent Reliance have better customer reviews?
Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.
Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.
Does Tide or Kent Reliance have a better App?
Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.
In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Tide or Kent Reliance have better business savings rates?
Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)
In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).
See Other Comparisons:Tide vs Cynergy Bank
Tide vs Zempler Bank (formerly Cashplus)
Tide vs Co-operative Bank
Tide vs Aldermore
Tide vs Handelsbanken
For other business bank accounts see our guide here.