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Tide VS Kent Reliance: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Kent Reliance better for your small business?



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Below we look at both Tide and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Kent Reliance Homepage
Kent Reliance Homepage
 

Tide vs Kent Reliance Trustpilot Reviews

TideKent Reliance
Trustpilot Review Score (out of 5)4.24
Percent 5-Star Reviews73%61%
Percent 1- Star Reviews17%22%
Total Number of Reviews18,5952,104
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/www.kentreliance.co.uk

Tide vs Kent Reliance App Reviews

TideKent Reliance
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews64,800No Reviews
Android Review Score (out of 5)3.5No Rating
Number of Android Reviews16,200No Reviews
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://www.apple.com/uk/app-store/

Tide vs Kent Reliance Account Fees & Charges

TideKent Reliance
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99Free
Most Expensive Monthly Account Fee£49.99Free
Electronic Payment Cost (in/out)Free£10
Cash Payments Cost (in/out)£1£1
Cheques (in/out)Free£1
CHAPS Payments CostNo£10
SEPA Payments Cost€0.70No

Tide vs Kent Reliance Business Savings Rates

TideKent Reliance
Types of Business Savings AccountsBusiness savings accountEasy access, Notice Account, Fixed rate, Business savings
Lowest Savings Rate (AER)3.55%0.10%
Maximum Savings Rate (AER)3.55%5.13%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Tide vs Kent Reliance Account Opening Times

TideKent Reliance
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutes10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Tide vs Kent Reliance Features & Account Types

Tide Account Types
Tide Features & Account Types


Kent Reliance Account Types
Kent Reliance Features & Account Types


TideKent Reliance
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations in Kent only

Tide vs Kent Reliance Customer Support Options

TideKent Reliance
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoYes

Tide vs Kent Reliance Foreign Currency Accounts

TideKent Reliance
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Tide and Kent Reliance

Tide Account Types
Other Tide Services


Kent Reliance Account Types
Other Kent Reliance Services


TideKent Reliance
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Kent Reliance Banking Basics

TideKent Reliance
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankYes, up to £85,000
FCA Number754568530504
WebsiteTide WebsiteKent Reliance Website

Common Comparison Questions

Does Tide or Kent Reliance have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.

Does Tide or Kent Reliance have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Tide or Kent Reliance have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).

See Other Comparisons:
Tide vs Cynergy Bank
Tide vs Zempler Bank (formerly Cashplus)
Tide vs Co-operative Bank
Tide vs Aldermore
Tide vs Handelsbanken


For other business bank accounts see our guide here.

 



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