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Tide VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Intergiro better for your small business?



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Below we look at both Tide and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Intergiro Homepage
Intergiro Homepage
 

Tide vs Intergiro Trustpilot Reviews

TideIntergiro
Trustpilot Review Score (out of 5)4.23.4
Percent 5-Star Reviews73%77%
Percent 1- Star Reviews17%15%
Total Number of Reviews18,595171
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/intergiro.com

Tide vs Intergiro App Reviews

TideIntergiro
iPhone Review Score (out of 5)4.75
Number of iPhone Reviews64,8004
Android Review Score (out of 5)3.5No Rating
Number of Android Reviews16,200No Reviews
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Tide vs Intergiro Account Fees & Charges

TideIntergiro
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99£2.99
Most Expensive Monthly Account Fee£49.99£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)£170p per £100
Cheques (in/out)Free£1
CHAPS Payments CostNo£25
SEPA Payments Cost€0.70€1

Tide vs Intergiro Business Savings Rates

TideIntergiro
Types of Business Savings AccountsBusiness savings accountNone
Lowest Savings Rate (AER)3.55%NA
Maximum Savings Rate (AER)3.55%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Tide vs Intergiro Account Opening Times

TideIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutes5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Tide vs Intergiro Features & Account Types

Tide Account Types
Tide Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


TideIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesNo
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Tide vs Intergiro Customer Support Options

TideIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Tide vs Intergiro Foreign Currency Accounts

TideIntergiro
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Tide and Intergiro

Tide Account Types
Other Tide Services


Intergiro Account Types
Other Intergiro Services


TideIntergiro
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Intergiro Banking Basics

TideIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankNo
FCA Number754568900945
WebsiteTide WebsiteIntergiro Website

Common Comparison Questions

Does Tide or Intergiro have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Tide or Intergiro have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Tide or Intergiro have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Tide vs GoSolo
Tide vs 3S Money
Tide vs MultiPass
Tide vs Reliance Bank
Tide vs SumUp Business Account


For other business bank accounts see our guide here.

 



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