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Tide VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Hampshire Trust Bank better for your small business?



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Below we look at both Tide and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Tide vs Hampshire Trust Bank Trustpilot Reviews

TideHampshire Trust Bank
Trustpilot Review Score (out of 5)4.24.5
Percent 5-Star Reviews73%75%
Percent 1- Star Reviews17%7%
Total Number of Reviews18,5951,591
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/htb.co.uk

Tide vs Hampshire Trust Bank App Reviews

TideHampshire Trust Bank
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews64,800No Reviews
Android Review Score (out of 5)3.5No Rating
Number of Android Reviews16,200No Reviews
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://www.apple.com/uk/app-store/

Tide vs Hampshire Trust Bank Account Fees & Charges

TideHampshire Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99No
Most Expensive Monthly Account Fee£49.99No
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)£1£1
Cheques (in/out)Free£1
CHAPS Payments CostNo£25
SEPA Payments Cost€0.7020p

Tide vs Hampshire Trust Bank Business Savings Rates

TideHampshire Trust Bank
Types of Business Savings AccountsBusiness savings accountNotice Account, Fixed
Lowest Savings Rate (AER)3.55%4.50%
Maximum Savings Rate (AER)3.55%5.15%
Minimum Savings Amount£1£5,000
Interest Paid On Foreign CurrenciesYesNo
 

Tide vs Hampshire Trust Bank Account Opening Times

TideHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutes1 day
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Tide vs Hampshire Trust Bank Features & Account Types

Tide Account Types
Tide Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


TideHampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyLondon & Leeds

Tide vs Hampshire Trust Bank Customer Support Options

TideHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Tide vs Hampshire Trust Bank Foreign Currency Accounts

TideHampshire Trust Bank
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:NoNo

Other Business Services From Tide and Hampshire Trust Bank

Tide Account Types
Other Tide Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


TideHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Hampshire Trust Bank Banking Basics

TideHampshire Trust Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankYes, up to £85,000
FCA Number754568204601
WebsiteTide WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Tide or Hampshire Trust Bank have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Tide or Hampshire Trust Bank have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Tide or Hampshire Trust Bank have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

See Other Comparisons:
Tide vs Mettle
Tide vs Monese
Tide vs Saffron Building Society
Tide vs OakNorth
Tide vs Airwallex


For other business bank accounts see our guide here.

 



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