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Tide VS GoSolo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or GoSolo better for your small business?



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Below we look at both Tide and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


GoSolo Homepage
GoSolo Homepage
 

Tide vs GoSolo Trustpilot Reviews

TideGoSolo
Trustpilot Review Score (out of 5)4.22.6
Percent 5-Star Reviews73%39%
Percent 1- Star Reviews17%47%
Total Number of Reviews18,59574
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/gosolo.net

Tide vs GoSolo App Reviews

TideGoSolo
iPhone Review Score (out of 5)4.74.6
Number of iPhone Reviews64,80091
Android Review Score (out of 5)3.53.6
Number of Android Reviews16,20061
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757

Tide vs GoSolo Account Fees & Charges

TideGoSolo
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit12 Months
Cheapest Monthly Account Fee£9.99Free
Most Expensive Monthly Account Fee£49.99Free
Electronic Payment Cost (in/out)Free2% + 20p
Cash Payments Cost (in/out)£1£1.50
Cheques (in/out)Free£2.69
CHAPS Payments CostNo£15
SEPA Payments Cost€0.7030p

Tide vs GoSolo Business Savings Rates

TideGoSolo
Types of Business Savings AccountsBusiness savings accountNone
Lowest Savings Rate (AER)3.55%NA
Maximum Savings Rate (AER)3.55%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Tide vs GoSolo Account Opening Times

TideGoSolo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutesFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Tide vs GoSolo Features & Account Types

Tide Account Types
Tide Features & Account Types


GoSolo Account Types
GoSolo Features & Account Types


TideGoSolo
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Tide vs GoSolo Customer Support Options

TideGoSolo
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Tide vs GoSolo Foreign Currency Accounts

TideGoSolo
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Tide and GoSolo

Tide Account Types
Other Tide Services


GoSolo Account Types
Other GoSolo Services


TideGoSolo
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesYes

Tide vs GoSolo Banking Basics

TideGoSolo
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankNo
FCA Number754568902961
WebsiteTide WebsiteGoSolo Website

Common Comparison Questions

Does Tide or GoSolo have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.

Does Tide or GoSolo have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.

Does Tide or GoSolo have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Tide vs 3S Money
Tide vs MultiPass
Tide vs Reliance Bank
Tide vs SumUp Business Account
Tide vs Cambridge & Counties Bank


For other business bank accounts see our guide here.

 



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