Is Tide or Countingup better for your small business?
Below we look at both Tide and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Tide vs Countingup Trustpilot Reviews
Tide | Countingup | |
Trustpilot Review Score (out of 5) | 4.2 | 4.4 |
Percent 5-Star Reviews | 73% | 81% |
Percent 1- Star Reviews | 17% | 9% |
Total Number of Reviews | 18,595 | 2,382 |
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/countingup.com
Tide vs Countingup App Reviews
Tide | Countingup | |
iPhone Review Score (out of 5) | 4.7 | 4.7 |
Number of iPhone Reviews | 64,800 | 2,800 |
Android Review Score (out of 5) | 3.5 | 4.5 |
Number of Android Reviews | 16,200 | 1,300 |
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/countingup-business-account/id1286828618
Tide vs Countingup Account Fees & Charges
Tide | Countingup | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | £9.99 | £3 |
Most Expensive Monthly Account Fee | £49.99 | £18 |
Electronic Payment Cost (in/out) | Free | 30p |
Cash Payments Cost (in/out) | £1 | £1 |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | No | No |
SEPA Payments Cost | €0.70 | No |
Tide vs Countingup Business Savings Rates
Tide | Countingup | |
Types of Business Savings Accounts | Business savings account | None |
Lowest Savings Rate (AER) | 3.55% | NA |
Maximum Savings Rate (AER) | 3.55% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Tide vs Countingup Account Opening Times
Tide | Countingup | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 to 2880 minutes | 5 minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
Tide vs Countingup Features & Account Types


Tide | Countingup | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | No |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Tide vs Countingup Customer Support Options
Tide | Countingup | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Tide vs Countingup Foreign Currency Accounts
Tide | Countingup | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Tide and Countingup


Tide | Countingup | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | Yes | No |
Free Accounting Software | Yes | Yes |
Tide vs Countingup Banking Basics
Tide | Countingup | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 via ClearBank | No |
FCA Number | 754568 | 900010 |
Website | Tide Website | Countingup Website |
Common Comparison Questions
Does Tide or Countingup have better customer reviews?
Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.
Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.
Does Tide or Countingup have a better App?
Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.
In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.
Does Tide or Countingup have better business savings rates?
Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)
In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Tide vs State Bank of India (UK)
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For other business bank accounts see our guide here.