Is Tide or Zempler Bank (formerly Cashplus) better for your small business?
Below we look at both Tide and Zempler Bank (formerly Cashplus) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Tide vs Zempler Bank (formerly Cashplus) Trustpilot Reviews
| Tide | Zempler Bank (formerly Cashplus) | |
| Trustpilot Review Score (out of 5) | 4.2 | 3.7 |
| Percent 5-Star Reviews | 73% | 54% |
| Percent 1- Star Reviews | 17% | 30% |
| Total Number of Reviews | 18,595 | 9,921 |
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/www.cashplus.com
Tide vs Zempler Bank (formerly Cashplus) App Reviews
| Tide | Zempler Bank (formerly Cashplus) | |
| iPhone Review Score (out of 5) | 4.7 | 4.7 |
| Number of iPhone Reviews | 64,800 | 48,000 |
| Android Review Score (out of 5) | 3.5 | 4.5 |
| Number of Android Reviews | 16,200 | 23,400 |
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/cashplus-bank/id709473017
Tide vs Zempler Bank (formerly Cashplus) Account Fees & Charges
| Tide | Zempler Bank (formerly Cashplus) | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | No Limit |
| Cheapest Monthly Account Fee | £9.99 | No |
| Most Expensive Monthly Account Fee | £49.99 | £9 |
| Electronic Payment Cost (in/out) | Free | Free / 30p |
| Cash Payments Cost (in/out) | £1 | 0.5% / £2 |
| Cheques (in/out) | Free | Unknown |
| CHAPS Payments Cost | No | £20 |
| SEPA Payments Cost | €0.70 | £15 |
Tide vs Zempler Bank (formerly Cashplus) Business Savings Rates
| Tide | Zempler Bank (formerly Cashplus) | |
| Types of Business Savings Accounts | Business savings account | None |
| Lowest Savings Rate (AER) | 3.55% | NA |
| Maximum Savings Rate (AER) | 3.55% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Tide vs Zempler Bank (formerly Cashplus) Account Opening Times
| Tide | Zempler Bank (formerly Cashplus) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 to 2880 minutes | 1 day |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | Yes | No |
Tide vs Zempler Bank (formerly Cashplus) Features & Account Types
| Tide | Zempler Bank (formerly Cashplus) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | Yes |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | No | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Tide vs Zempler Bank (formerly Cashplus) Customer Support Options
| Tide | Zempler Bank (formerly Cashplus) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Tide vs Zempler Bank (formerly Cashplus) Foreign Currency Accounts
| Tide | Zempler Bank (formerly Cashplus) | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No | No |
Other Business Services From Tide and Zempler Bank (formerly Cashplus)
| Tide | Zempler Bank (formerly Cashplus) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | Yes | No |
Tide vs Zempler Bank (formerly Cashplus) Banking Basics
| Tide | Zempler Bank (formerly Cashplus) | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 via ClearBank | Yes, up to £85,000 |
| FCA Number | 754568 | 671140 |
| Website | Tide Website | Zempler Bank (formerly Cashplus) Website |
Common Comparison Questions
Does Tide or Zempler Bank (formerly Cashplus) have better customer reviews?
Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.
Whereas, Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of which 54% are 5-star and 30% are 1-star.
Does Tide or Zempler Bank (formerly Cashplus) have a better App?
Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.
In comparison, Zempler Bank (formerly Cashplus)’s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
Does Tide or Zempler Bank (formerly Cashplus) have better business savings rates?
Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)
In contrast, Zempler Bank (formerly Cashplus) offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Tide vs Co-operative Bank
Tide vs Aldermore
Tide vs Handelsbanken
Tide vs Anna
Tide vs Hampshire Trust Bank
For other business bank accounts see our guide here.