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Tide VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Cambridge & Counties Bank better for your small business?



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Below we look at both Tide and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Tide vs Cambridge & Counties Bank Trustpilot Reviews

TideCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.22.8
Percent 5-Star Reviews73%29%
Percent 1- Star Reviews17%43%
Total Number of Reviews18,5957
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/www.ccbank.co.uk

Tide vs Cambridge & Counties Bank App Reviews

TideCambridge & Counties Bank
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews64,800No Reviews
Android Review Score (out of 5)3.5No Rating
Number of Android Reviews16,200No Reviews
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://www.apple.com/uk/app-store/

Tide vs Cambridge & Counties Bank Account Fees & Charges

TideCambridge & Counties Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99£12
Most Expensive Monthly Account Fee£49.99£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)£1£2
Cheques (in/out)Free£2
CHAPS Payments CostNo£20
SEPA Payments Cost€0.7025p

Tide vs Cambridge & Counties Bank Business Savings Rates

TideCambridge & Counties Bank
Types of Business Savings AccountsBusiness savings accountNotice account, Fixed Rate
Lowest Savings Rate (AER)3.55%4.05%
Maximum Savings Rate (AER)3.55%4.80%
Minimum Savings Amount£1£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Tide vs Cambridge & Counties Bank Account Opening Times

TideCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutesUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Tide vs Cambridge & Counties Bank Features & Account Types

Tide Account Types
Tide Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


TideCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLeicester

Tide vs Cambridge & Counties Bank Customer Support Options

TideCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoYes

Tide vs Cambridge & Counties Bank Foreign Currency Accounts

TideCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Tide and Cambridge & Counties Bank

Tide Account Types
Other Tide Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


TideCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Cambridge & Counties Bank Banking Basics

TideCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankYes, up to £85,000
FCA Number754568579415
WebsiteTide WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Tide or Cambridge & Counties Bank have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Tide or Cambridge & Counties Bank have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Tide or Cambridge & Counties Bank have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Tide vs Recognise Bank
Tide vs Dudley Building Society
Tide vs MyPOS
Tide vs Ampere
Virgin Money vs Monzo


For other business bank accounts see our guide here.

 



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