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Tide VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Cambridge Building Society better for your small business?



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Below we look at both Tide and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Tide vs Cambridge Building Society Trustpilot Reviews

TideCambridge Building Society
Trustpilot Review Score (out of 5)4.23.1
Percent 5-Star Reviews73%53%
Percent 1- Star Reviews17%47%
Total Number of Reviews18,59515
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Tide vs Cambridge Building Society App Reviews

TideCambridge Building Society
iPhone Review Score (out of 5)4.74
Number of iPhone Reviews64,80035
Android Review Score (out of 5)3.52.6
Number of Android Reviews16,20029
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Tide vs Cambridge Building Society Account Fees & Charges

TideCambridge Building Society
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99£10
Most Expensive Monthly Account Fee£49.99£20
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1£1.50
Cheques (in/out)FreeFree
CHAPS Payments CostNoNo
SEPA Payments Cost€0.70No

Tide vs Cambridge Building Society Business Savings Rates

TideCambridge Building Society
Types of Business Savings AccountsBusiness savings accountBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)3.55%2.90%
Maximum Savings Rate (AER)3.55%4.25%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Tide vs Cambridge Building Society Account Opening Times

TideCambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutesUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Tide vs Cambridge Building Society Features & Account Types

Tide Account Types
Tide Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


TideCambridge Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations around Cambridge

Tide vs Cambridge Building Society Customer Support Options

TideCambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Tide vs Cambridge Building Society Foreign Currency Accounts

TideCambridge Building Society
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Tide and Cambridge Building Society

Tide Account Types
Other Tide Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


TideCambridge Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesYesNo
Free Accounting SoftwareYesNo

Tide vs Cambridge Building Society Banking Basics

TideCambridge Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000 via ClearBankYes, up to £85,000
FCA Number754568157223
WebsiteTide WebsiteCambridge Building Society Website

Common Comparison Questions

Does Tide or Cambridge Building Society have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Tide or Cambridge Building Society have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Tide or Cambridge Building Society have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

See Other Comparisons:
Tide vs PayPal Debit
Tide vs Allica Bank
Tide vs Cater Allen
Tide vs AIB (Allied Irish Bank)
Tide vs Unity Trust


For other business bank accounts see our guide here.

 



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