Is Tide or Ampere better for your small business?
Below we look at both Tide and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Tide vs Ampere Trustpilot Reviews
Tide | Ampere | |
Trustpilot Review Score (out of 5) | 4.2 | 4.2 |
Percent 5-Star Reviews | 73% | 74% |
Percent 1- Star Reviews | 17% | 18% |
Total Number of Reviews | 18,595 | 50 |
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/ampere.co.uk
Tide vs Ampere App Reviews
Tide | Ampere | |
iPhone Review Score (out of 5) | 4.7 | 4.8 |
Number of iPhone Reviews | 64,800 | 30 |
Android Review Score (out of 5) | 3.5 | 4.7 |
Number of Android Reviews | 16,200 | 953 |
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835
Tide vs Ampere Account Fees & Charges
Tide | Ampere | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | £9.99 | £20.00 |
Most Expensive Monthly Account Fee | £49.99 | £20.00 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | £1 | NA |
Cheques (in/out) | Free | NA |
CHAPS Payments Cost | No | £25 |
SEPA Payments Cost | €0.70 | Free |
Tide vs Ampere Business Savings Rates
Tide | Ampere | |
Types of Business Savings Accounts | Business savings account | None |
Lowest Savings Rate (AER) | 3.55% | NA |
Maximum Savings Rate (AER) | 3.55% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | No |
Tide vs Ampere Account Opening Times
Tide | Ampere | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 to 2880 minutes | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Tide vs Ampere Features & Account Types


Tide | Ampere | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | No |
Joint Business Accounts Available | No | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Tide vs Ampere Customer Support Options
Tide | Ampere | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Tide vs Ampere Foreign Currency Accounts
Tide | Ampere | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Tide and Ampere


Tide | Ampere | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | Yes | Yes |
Free Accounting Software | Yes | No |
Tide vs Ampere Banking Basics
Tide | Ampere | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 via ClearBank | No |
FCA Number | 754568 | 900594 |
Website | Tide Website | Ampere Website |
Common Comparison Questions
Does Tide or Ampere have better customer reviews?
Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.
Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.
Does Tide or Ampere have a better App?
Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.
In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.
Does Tide or Ampere have better business savings rates?
Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)
In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Virgin Money vs Monzo
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For other business bank accounts see our guide here.