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Tide VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Tide or Amaiz better for your small business?



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Below we look at both Tide and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Tide Homepage
Tide Homepage


Amaiz Homepage
Amaiz Homepage
 

Tide vs Amaiz Trustpilot Reviews

TideAmaiz
Trustpilot Review Score (out of 5)4.24.1
Percent 5-Star Reviews73%68%
Percent 1- Star Reviews17%20%
Total Number of Reviews18,595168
Sources:
https://www.trustpilot.com/review/tide.co
https://www.trustpilot.com/review/amaiz.com

Tide vs Amaiz App Reviews

TideAmaiz
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews64,800No Reviews
Android Review Score (out of 5)3.5No Rating
Number of Android Reviews16,200No Reviews
Sources:
https://apps.apple.com/gb/app/tide-business-banking-app/id1140086177
https://www.apple.com/uk/app-store/

Tide vs Amaiz Account Fees & Charges

TideAmaiz
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account Fee£9.99£49
Most Expensive Monthly Account Fee£49.99£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1Free
Cheques (in/out)FreeFree
CHAPS Payments CostNo£15
SEPA Payments Cost€0.70£3

Tide vs Amaiz Business Savings Rates

TideAmaiz
Types of Business Savings AccountsBusiness savings accountNone
Lowest Savings Rate (AER)3.55%NA
Maximum Savings Rate (AER)3.55%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Tide vs Amaiz Account Opening Times

TideAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 to 2880 minutesFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Tide vs Amaiz Features & Account Types

Tide Account Types
Tide Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


TideAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Tide vs Amaiz Customer Support Options

TideAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Tide vs Amaiz Foreign Currency Accounts

TideAmaiz
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Tide and Amaiz

Tide Account Types
Other Tide Services


Amaiz Account Types
Other Amaiz Services


TideAmaiz
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesYesNo
Free Accounting SoftwareYesYes

Tide vs Amaiz Banking Basics

TideAmaiz
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000 via ClearBankNo
FCA Number754568900857
WebsiteTide WebsiteAmaiz Website

Common Comparison Questions

Does Tide or Amaiz have better customer reviews?

Tide scores 4.2 out of 5 based 18,595 Trustpilot reviews. Of these reviews 73% are 5-star and 17% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Tide or Amaiz have a better App?

Tide’s iPhone App is rated 4.7 out of 5 based on 64,800 reviews. And it’s Android App is rated 3.5 out of 5 based on 16,200 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Tide or Amaiz have better business savings rates?

Tide offers the following types of business savings accounts: Business savings account with interest rates ranging from 3.55% to 3.55%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Tide vs ICICI Bank UK
Tide vs Intergiro
Tide vs GoSolo
Tide vs 3S Money
Tide vs MultiPass


For other business bank accounts see our guide here.

 



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