Is Starling Bank or Unity Trust better for your small business?
Below we look at both Starling Bank and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Unity Trust Trustpilot Reviews
| Starling Bank | Unity Trust | |
| Trustpilot Review Score (out of 5) | 4.3 | 4 |
| Percent 5-Star Reviews | 76% | 61% |
| Percent 1- Star Reviews | 11% | 14% |
| Total Number of Reviews | 38,869 | 255 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/unity.co.uk
Starling Bank vs Unity Trust App Reviews
| Starling Bank | Unity Trust | |
| iPhone Review Score (out of 5) | 4.9 | No Rating |
| Number of iPhone Reviews | 477,500 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 114,000 | No Reviews |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/
Starling Bank vs Unity Trust Account Fees & Charges
| Starling Bank | Unity Trust | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £6 |
| Most Expensive Monthly Account Fee | No | £6 |
| Electronic Payment Cost (in/out) | Free | 14p |
| Cash Payments Cost (in/out) | 0.70% | 50p per £100 |
| Cheques (in/out) | Free | 30p per item |
| CHAPS Payments Cost | £20 | £28 |
| SEPA Payments Cost | No | 25p |
Starling Bank vs Unity Trust Business Savings Rates
| Starling Bank | Unity Trust | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term |
| Lowest Savings Rate (AER) | NA | 2.77% |
| Maximum Savings Rate (AER) | NA | 5.10% |
| Minimum Savings Amount | No | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs Unity Trust Account Opening Times
| Starling Bank | Unity Trust | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Unity Trust Features & Account Types
| Starling Bank | Unity Trust | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | None, but can use post office locations for some services | No own branches but can use NatWest, RBS or Ulster Bank locations |
Starling Bank vs Unity Trust Customer Support Options
| Starling Bank | Unity Trust | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Starling Bank vs Unity Trust Foreign Currency Accounts
| Starling Bank | Unity Trust | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
|
Other Business Services From Starling Bank and Unity Trust
| Starling Bank | Unity Trust | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Unity Trust Banking Basics
| Starling Bank | Unity Trust | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 204570 |
| Website | Starling Bank Website | Unity Trust Website |
Common Comparison Questions
Does Starling Bank or Unity Trust have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Starling Bank or Unity Trust have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Starling Bank or Unity Trust have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
See Other Comparisons:Starling Bank vs United Trust Bank
Starling Bank vs HSBC Kinetic
Starling Bank vs CardOneMoney
Starling Bank vs Fair Everywhere
Starling Bank vs Countingup
For other business bank accounts see our guide here.