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Starling Bank VS Soldo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Soldo better for your small business?



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Below we look at both Starling Bank and Soldo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Soldo Homepage
Soldo Homepage
 

Starling Bank vs Soldo Trustpilot Reviews

Starling BankSoldo
Trustpilot Review Score (out of 5)4.34.7
Percent 5-Star Reviews76%77%
Percent 1- Star Reviews11%11%
Total Number of Reviews38,8691,667
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/soldo.com

Starling Bank vs Soldo App Reviews

Starling BankSoldo
iPhone Review Score (out of 5)4.92.7
Number of iPhone Reviews477,50070
Android Review Score (out of 5)4.52.9
Number of Android Reviews114,000469
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/soldo/id1489150365

Starling Bank vs Soldo Account Fees & Charges

Starling BankSoldo
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£18
Most Expensive Monthly Account FeeNo£30
Electronic Payment Cost (in/out)Free£2
Cash Payments Cost (in/out)0.70%No
Cheques (in/out)FreeFree
CHAPS Payments Cost£20No
SEPA Payments CostNo€1.50

Starling Bank vs Soldo Business Savings Rates

Starling BankSoldo
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Starling Bank vs Soldo Account Opening Times

Starling BankSoldo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Starling Bank vs Soldo Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Soldo Account Types
Soldo Features & Account Types


Starling BankSoldo
Business Current AccountYesNo
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs Soldo Customer Support Options

Starling BankSoldo
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Soldo Foreign Currency Accounts

Starling BankSoldo
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • NZD (New Zealand Dollar)
  • JPY (Japanese Yen)

Other Business Services From Starling Bank and Soldo

Starling Bank Account Types
Other Starling Bank Services


Soldo Account Types
Other Soldo Services


Starling BankSoldo
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Soldo Banking Basics

Starling BankSoldo
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166900459
WebsiteStarling Bank WebsiteSoldo Website

Common Comparison Questions

Does Starling Bank or Soldo have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Soldo scores 4.7 out of 5 based 1,667 Trustpilot reviews. Of which 77% are 5-star and 11% are 1-star.

Does Starling Bank or Soldo have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Soldo’s iPhone App is rated 2.7 out of 5 based on 70 reviews. And it’s Android App is rated 2.9 out of 5 based on 469 reviews.

Does Starling Bank or Soldo have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Soldo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs Cambridge Building Society
Starling Bank vs PayPal Debit
Starling Bank vs Allica Bank
Starling Bank vs Cater Allen
Starling Bank vs AIB (Allied Irish Bank)


For other business bank accounts see our guide here.

 



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