Is Starling Bank or Saffron Building Society better for your small business?
Below we look at both Starling Bank and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Saffron Building Society Trustpilot Reviews
| Starling Bank | Saffron Building Society | |
| Trustpilot Review Score (out of 5) | 4.3 | 2.2 |
| Percent 5-Star Reviews | 76% | 21% |
| Percent 1- Star Reviews | 11% | 73% |
| Total Number of Reviews | 38,869 | 58 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/saffronbs.co.uk
Starling Bank vs Saffron Building Society App Reviews
| Starling Bank | Saffron Building Society | |
| iPhone Review Score (out of 5) | 4.9 | 3.7 |
| Number of iPhone Reviews | 477,500 | 24 |
| Android Review Score (out of 5) | 4.5 | 3.7 |
| Number of Android Reviews | 114,000 | 14 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
Starling Bank vs Saffron Building Society Account Fees & Charges
| Starling Bank | Saffron Building Society | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £10 |
| Most Expensive Monthly Account Fee | No | £10 |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | 0.70% | Free |
| Cheques (in/out) | Free | £1.50 |
| CHAPS Payments Cost | £20 | £15 |
| SEPA Payments Cost | No | 25p |
Starling Bank vs Saffron Building Society Business Savings Rates
| Starling Bank | Saffron Building Society | |
| Types of Business Savings Accounts | None | Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts |
| Lowest Savings Rate (AER) | NA | 1.20% |
| Maximum Savings Rate (AER) | NA | 5.75% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Saffron Building Society Account Opening Times
| Starling Bank | Saffron Building Society | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Saffron Building Society Features & Account Types
| Starling Bank | Saffron Building Society | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | Locations in Essex only |
Starling Bank vs Saffron Building Society Customer Support Options
| Starling Bank | Saffron Building Society | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs Saffron Building Society Foreign Currency Accounts
| Starling Bank | Saffron Building Society | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Saffron Building Society
| Starling Bank | Saffron Building Society | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Saffron Building Society Banking Basics
| Starling Bank | Saffron Building Society | |
| Bank Type | Challenger | Building Society |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 100015 |
| Website | Starling Bank Website | Saffron Building Society Website |
Common Comparison Questions
Does Starling Bank or Saffron Building Society have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.
Does Starling Bank or Saffron Building Society have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.
Does Starling Bank or Saffron Building Society have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).
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For other business bank accounts see our guide here.