Is Starling Bank or Reliance Bank better for your small business?
Below we look at both Starling Bank and Reliance Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Reliance Bank Trustpilot Reviews
| Starling Bank | Reliance Bank | |
| Trustpilot Review Score (out of 5) | 4.3 | 3.4 |
| Percent 5-Star Reviews | 76% | 25% |
| Percent 1- Star Reviews | 11% | 25% |
| Total Number of Reviews | 38,869 | 4 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.reliancebankltd.com
Starling Bank vs Reliance Bank App Reviews
| Starling Bank | Reliance Bank | |
| iPhone Review Score (out of 5) | 4.9 | 4.7 |
| Number of iPhone Reviews | 477,500 | 451 |
| Android Review Score (out of 5) | 4.5 | 4 |
| Number of Android Reviews | 114,000 | 144 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/us/app/reliance-bank-mobile-banking/id1050676219
Starling Bank vs Reliance Bank Account Fees & Charges
| Starling Bank | Reliance Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £7.50 |
| Most Expensive Monthly Account Fee | No | £7.50 |
| Electronic Payment Cost (in/out) | Free | 25p |
| Cash Payments Cost (in/out) | 0.70% | 30p / 25p per £100 |
| Cheques (in/out) | Free | 30p / 25p |
| CHAPS Payments Cost | £20 | £15 |
| SEPA Payments Cost | No | 25p |
Starling Bank vs Reliance Bank Business Savings Rates
| Starling Bank | Reliance Bank | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term, Notice Savings |
| Lowest Savings Rate (AER) | NA | 2.15% |
| Maximum Savings Rate (AER) | NA | 4.40% |
| Minimum Savings Amount | No | £1,000 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs Reliance Bank Account Opening Times
| Starling Bank | Reliance Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Reliance Bank Features & Account Types
| Starling Bank | Reliance Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | London |
Starling Bank vs Reliance Bank Customer Support Options
| Starling Bank | Reliance Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs Reliance Bank Foreign Currency Accounts
| Starling Bank | Reliance Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Starling Bank and Reliance Bank
| Starling Bank | Reliance Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Reliance Bank Banking Basics
| Starling Bank | Reliance Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 204537 |
| Website | Starling Bank Website | Reliance Bank Website |
Common Comparison Questions
Does Starling Bank or Reliance Bank have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Reliance Bank scores 3.4 out of 5 based 4 Trustpilot reviews. Of which 25% are 5-star and 25% are 1-star.
Does Starling Bank or Reliance Bank have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Reliance Bank’s iPhone App is rated 4.7 out of 5 based on 451 reviews. And it’s Android App is rated 4 out of 5 based on 144 reviews.
Does Starling Bank or Reliance Bank have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Reliance Bank offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 2.15% to 4.40% (AER).
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For other business bank accounts see our guide here.