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Starling Bank VS MyPOS: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or MyPOS better for your small business?



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Below we look at both Starling Bank and MyPOS reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


MyPOS Homepage
MyPOS Homepage
 

Starling Bank vs MyPOS Trustpilot Reviews

Starling BankMyPOS
Trustpilot Review Score (out of 5)4.34.2
Percent 5-Star Reviews76%67%
Percent 1- Star Reviews11%11%
Total Number of Reviews38,86910,019
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/mypos.com

Starling Bank vs MyPOS App Reviews

Starling BankMyPOS
iPhone Review Score (out of 5)4.94.2
Number of iPhone Reviews477,500698
Android Review Score (out of 5)4.53.3
Number of Android Reviews114,00014,900
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/mypos-accept-all-payments/id934401253

Starling Bank vs MyPOS Account Fees & Charges

Starling BankMyPOS
Free Business Bank AccountYesYes
Free Business Account Term LengthNo LimitNo Limit
Cheapest Monthly Account FeeNoNo
Most Expensive Monthly Account FeeNoNo
Electronic Payment Cost (in/out)Free£1.50
Cash Payments Cost (in/out)0.70%£2
Cheques (in/out)FreeUnknown
CHAPS Payments Cost£20No
SEPA Payments CostNo£3

Starling Bank vs MyPOS Business Savings Rates

Starling BankMyPOS
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Starling Bank vs MyPOS Account Opening Times

Starling BankMyPOS
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Starling Bank vs MyPOS Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


MyPOS Account Types
MyPOS Features & Account Types


Starling BankMyPOS
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs MyPOS Customer Support Options

Starling BankMyPOS
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs MyPOS Foreign Currency Accounts

Starling BankMyPOS
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
No

Other Business Services From Starling Bank and MyPOS

Starling Bank Account Types
Other Starling Bank Services


MyPOS Account Types
Other MyPOS Services


Starling BankMyPOS
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesYes
Free Accounting SoftwareNoYes

Starling Bank vs MyPOS Banking Basics

Starling BankMyPOS
Bank TypeChallengerOther
FSCS ProtectionYes, up to £85,000No
FCA Number730166900826
WebsiteStarling Bank WebsiteMyPOS Website

Common Comparison Questions

Does Starling Bank or MyPOS have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, MyPOS scores 4.2 out of 5 based 10,019 Trustpilot reviews. Of which 67% are 5-star and 11% are 1-star.

Does Starling Bank or MyPOS have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, MyPOS’s iPhone App is rated 4.2 out of 5 based on 698 reviews. And it’s Android App is rated 3.3 out of 5 based on 14,900 reviews.

Does Starling Bank or MyPOS have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, MyPOS offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs Ampere
Shawbrook Bank vs RBS (Royal Bank of Scotland)
Shawbrook Bank vs Wise
Shawbrook Bank vs Revolut Business
Shawbrook Bank vs Danske Bank UK


For other business bank accounts see our guide here.

 



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