Is Starling Bank or MyPOS better for your small business?
Below we look at both Starling Bank and MyPOS reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Starling Bank vs MyPOS Trustpilot Reviews
Starling Bank | MyPOS | |
Trustpilot Review Score (out of 5) | 4.3 | 4.2 |
Percent 5-Star Reviews | 76% | 67% |
Percent 1- Star Reviews | 11% | 11% |
Total Number of Reviews | 38,869 | 10,019 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/mypos.com
Starling Bank vs MyPOS App Reviews
Starling Bank | MyPOS | |
iPhone Review Score (out of 5) | 4.9 | 4.2 |
Number of iPhone Reviews | 477,500 | 698 |
Android Review Score (out of 5) | 4.5 | 3.3 |
Number of Android Reviews | 114,000 | 14,900 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/mypos-accept-all-payments/id934401253
Starling Bank vs MyPOS Account Fees & Charges
Starling Bank | MyPOS | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | No Limit | No Limit |
Cheapest Monthly Account Fee | No | No |
Most Expensive Monthly Account Fee | No | No |
Electronic Payment Cost (in/out) | Free | £1.50 |
Cash Payments Cost (in/out) | 0.70% | £2 |
Cheques (in/out) | Free | Unknown |
CHAPS Payments Cost | £20 | No |
SEPA Payments Cost | No | £3 |
Starling Bank vs MyPOS Business Savings Rates
Starling Bank | MyPOS | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | No | NA |
Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs MyPOS Account Opening Times
Starling Bank | MyPOS | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Few minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | No |
Starling Bank vs MyPOS Features & Account Types


Starling Bank | MyPOS | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | None, but can use post office locations for some services | None, online only |
Starling Bank vs MyPOS Customer Support Options
Starling Bank | MyPOS | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Starling Bank vs MyPOS Foreign Currency Accounts
Starling Bank | MyPOS | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Starling Bank and MyPOS


Starling Bank | MyPOS | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | Yes | Yes |
Free Accounting Software | No | Yes |
Starling Bank vs MyPOS Banking Basics
Starling Bank | MyPOS | |
Bank Type | Challenger | Other |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 730166 | 900826 |
Website | Starling Bank Website | MyPOS Website |
Common Comparison Questions
Does Starling Bank or MyPOS have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, MyPOS scores 4.2 out of 5 based 10,019 Trustpilot reviews. Of which 67% are 5-star and 11% are 1-star.
Does Starling Bank or MyPOS have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, MyPOS’s iPhone App is rated 4.2 out of 5 based on 698 reviews. And it’s Android App is rated 3.3 out of 5 based on 14,900 reviews.
Does Starling Bank or MyPOS have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, MyPOS offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.