Is Starling Bank or Kent Reliance better for your small business?
Below we look at both Starling Bank and Kent Reliance reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Starling Bank vs Kent Reliance Trustpilot Reviews
Starling Bank | Kent Reliance | |
Trustpilot Review Score (out of 5) | 4.3 | 4 |
Percent 5-Star Reviews | 76% | 61% |
Percent 1- Star Reviews | 11% | 22% |
Total Number of Reviews | 38,869 | 2,104 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.kentreliance.co.uk
Starling Bank vs Kent Reliance App Reviews
Starling Bank | Kent Reliance | |
iPhone Review Score (out of 5) | 4.9 | No Rating |
Number of iPhone Reviews | 477,500 | No Reviews |
Android Review Score (out of 5) | 4.5 | No Rating |
Number of Android Reviews | 114,000 | No Reviews |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/
Starling Bank vs Kent Reliance Account Fees & Charges
Starling Bank | Kent Reliance | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | Free |
Most Expensive Monthly Account Fee | No | Free |
Electronic Payment Cost (in/out) | Free | £10 |
Cash Payments Cost (in/out) | 0.70% | £1 |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | £20 | £10 |
SEPA Payments Cost | No | No |
Starling Bank vs Kent Reliance Business Savings Rates
Starling Bank | Kent Reliance | |
Types of Business Savings Accounts | None | Easy access, Notice Account, Fixed rate, Business savings |
Lowest Savings Rate (AER) | NA | 0.10% |
Maximum Savings Rate (AER) | NA | 5.13% |
Minimum Savings Amount | No | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Kent Reliance Account Opening Times
Starling Bank | Kent Reliance | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Starling Bank vs Kent Reliance Features & Account Types


Starling Bank | Kent Reliance | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | Yes |
Branch Locations | None, but can use post office locations for some services | Locations in Kent only |
Starling Bank vs Kent Reliance Customer Support Options
Starling Bank | Kent Reliance | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Starling Bank vs Kent Reliance Foreign Currency Accounts
Starling Bank | Kent Reliance | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Kent Reliance


Starling Bank | Kent Reliance | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | No |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | No | No |
Starling Bank vs Kent Reliance Banking Basics
Starling Bank | Kent Reliance | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 730166 | 530504 |
Website | Starling Bank Website | Kent Reliance Website |
Common Comparison Questions
Does Starling Bank or Kent Reliance have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of which 61% are 5-star and 22% are 1-star.
Does Starling Bank or Kent Reliance have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Starling Bank or Kent Reliance have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Kent Reliance offers Easy access, Notice Account, Fixed rate, Business savings accounts with interest rates ranging from 0.10% to 5.13% (AER).
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For other business bank accounts see our guide here.