Merchant Machine

Starling Bank VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or Intergiro better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Starling Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


Intergiro Homepage
Intergiro Homepage
 

Starling Bank vs Intergiro Trustpilot Reviews

Starling BankIntergiro
Trustpilot Review Score (out of 5)4.33.4
Percent 5-Star Reviews76%77%
Percent 1- Star Reviews11%15%
Total Number of Reviews38,869171
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/intergiro.com

Starling Bank vs Intergiro App Reviews

Starling BankIntergiro
iPhone Review Score (out of 5)4.95
Number of iPhone Reviews477,5004
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews114,000No Reviews
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Starling Bank vs Intergiro Account Fees & Charges

Starling BankIntergiro
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£2.99
Most Expensive Monthly Account FeeNo£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)0.70%70p per £100
Cheques (in/out)Free£1
CHAPS Payments Cost£20£25
SEPA Payments CostNo€1

Starling Bank vs Intergiro Business Savings Rates

Starling BankIntergiro
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Starling Bank vs Intergiro Account Opening Times

Starling BankIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working days5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Starling Bank vs Intergiro Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


Starling BankIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs Intergiro Customer Support Options

Starling BankIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs Intergiro Foreign Currency Accounts

Starling BankIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CAD (Canadian Dollar)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Starling Bank and Intergiro

Starling Bank Account Types
Other Starling Bank Services


Intergiro Account Types
Other Intergiro Services


Starling BankIntergiro
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesYesNo
Free Accounting SoftwareNoNo

Starling Bank vs Intergiro Banking Basics

Starling BankIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166900945
WebsiteStarling Bank WebsiteIntergiro Website

Common Comparison Questions

Does Starling Bank or Intergiro have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Starling Bank or Intergiro have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Starling Bank or Intergiro have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs GoSolo
Starling Bank vs 3S Money
Starling Bank vs MultiPass
Starling Bank vs Reliance Bank
Starling Bank vs SumUp Business Account


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224