Is Starling Bank or ICICI Bank UK better for your small business?
Below we look at both Starling Bank and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs ICICI Bank UK Trustpilot Reviews
| Starling Bank | ICICI Bank UK | |
| Trustpilot Review Score (out of 5) | 4.3 | 2.7 |
| Percent 5-Star Reviews | 76% | 18% |
| Percent 1- Star Reviews | 11% | 74% |
| Total Number of Reviews | 38,869 | 23 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.icicibank.co.uk
Starling Bank vs ICICI Bank UK App Reviews
| Starling Bank | ICICI Bank UK | |
| iPhone Review Score (out of 5) | 4.9 | 2.7 |
| Number of iPhone Reviews | 477,500 | 237 |
| Android Review Score (out of 5) | 4.5 | 4 |
| Number of Android Reviews | 114,000 | 684 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
Starling Bank vs ICICI Bank UK Account Fees & Charges
| Starling Bank | ICICI Bank UK | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £5 |
| Most Expensive Monthly Account Fee | No | £15 |
| Electronic Payment Cost (in/out) | Free | 25p |
| Cash Payments Cost (in/out) | 0.70% | £5 per £1,000 / free |
| Cheques (in/out) | Free | £1 |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | No | No |
Starling Bank vs ICICI Bank UK Business Savings Rates
| Starling Bank | ICICI Bank UK | |
| Types of Business Savings Accounts | None | Business Savings Account, Business Fixed Deposit |
| Lowest Savings Rate (AER) | NA | 2.85% |
| Maximum Savings Rate (AER) | NA | 4.50% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs ICICI Bank UK Account Opening Times
| Starling Bank | ICICI Bank UK | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 2 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs ICICI Bank UK Features & Account Types
| Starling Bank | ICICI Bank UK | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | London, Birmingham and Manchester |
Starling Bank vs ICICI Bank UK Customer Support Options
| Starling Bank | ICICI Bank UK | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs ICICI Bank UK Foreign Currency Accounts
| Starling Bank | ICICI Bank UK | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Starling Bank and ICICI Bank UK
| Starling Bank | ICICI Bank UK | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs ICICI Bank UK Banking Basics
| Starling Bank | ICICI Bank UK | |
| Bank Type | Challenger | Foreign Bank |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 223268 |
| Website | Starling Bank Website | ICICI Bank UK Website |
Common Comparison Questions
Does Starling Bank or ICICI Bank UK have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does Starling Bank or ICICI Bank UK have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does Starling Bank or ICICI Bank UK have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.