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Starling Bank VS GoSolo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Starling Bank or GoSolo better for your small business?



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Below we look at both Starling Bank and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Starling Bank Homepage
Starling Bank Homepage


GoSolo Homepage
GoSolo Homepage
 

Starling Bank vs GoSolo Trustpilot Reviews

Starling BankGoSolo
Trustpilot Review Score (out of 5)4.32.6
Percent 5-Star Reviews76%39%
Percent 1- Star Reviews11%47%
Total Number of Reviews38,86974
Sources:
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/gosolo.net

Starling Bank vs GoSolo App Reviews

Starling BankGoSolo
iPhone Review Score (out of 5)4.94.6
Number of iPhone Reviews477,50091
Android Review Score (out of 5)4.53.6
Number of Android Reviews114,00061
Sources:
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757

Starling Bank vs GoSolo Account Fees & Charges

Starling BankGoSolo
Free Business Bank AccountYesYes
Free Business Account Term LengthNo Limit12 Months
Cheapest Monthly Account FeeNoFree
Most Expensive Monthly Account FeeNoFree
Electronic Payment Cost (in/out)Free2% + 20p
Cash Payments Cost (in/out)0.70%£1.50
Cheques (in/out)Free£2.69
CHAPS Payments Cost£20£15
SEPA Payments CostNo30p

Starling Bank vs GoSolo Business Savings Rates

Starling BankGoSolo
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Starling Bank vs GoSolo Account Opening Times

Starling BankGoSolo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 to 5 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Starling Bank vs GoSolo Features & Account Types

Starling Bank Account Types
Starling Bank Features & Account Types


GoSolo Account Types
GoSolo Features & Account Types


Starling BankGoSolo
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNone, but can use post office locations for some servicesNone, online only

Starling Bank vs GoSolo Customer Support Options

Starling BankGoSolo
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Starling Bank vs GoSolo Foreign Currency Accounts

Starling BankGoSolo
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CAD (Canadian Dollar)
No

Other Business Services From Starling Bank and GoSolo

Starling Bank Account Types
Other Starling Bank Services


GoSolo Account Types
Other GoSolo Services


Starling BankGoSolo
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoYes

Starling Bank vs GoSolo Banking Basics

Starling BankGoSolo
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number730166902961
WebsiteStarling Bank WebsiteGoSolo Website

Common Comparison Questions

Does Starling Bank or GoSolo have better customer reviews?

Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.

Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.

Does Starling Bank or GoSolo have a better App?

Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.

In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.

Does Starling Bank or GoSolo have better business savings rates?

Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Starling Bank vs 3S Money
Starling Bank vs MultiPass
Starling Bank vs Reliance Bank
Starling Bank vs SumUp Business Account
Starling Bank vs Cambridge & Counties Bank


For other business bank accounts see our guide here.

 



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