Is Starling Bank or Danske Bank UK better for your small business?
Below we look at both Starling Bank and Danske Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Danske Bank UK Trustpilot Reviews
| Starling Bank | Danske Bank UK | |
| Trustpilot Review Score (out of 5) | 4.3 | 2 |
| Percent 5-Star Reviews | 76% | 12% |
| Percent 1- Star Reviews | 11% | 71% |
| Total Number of Reviews | 38,869 | 24 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/danskebank.co.uk
Starling Bank vs Danske Bank UK App Reviews
| Starling Bank | Danske Bank UK | |
| iPhone Review Score (out of 5) | 4.9 | 4.4 |
| Number of iPhone Reviews | 477,500 | 2,900 |
| Android Review Score (out of 5) | 4.5 | 4.4 |
| Number of Android Reviews | 114,000 | 2,890 |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
Starling Bank vs Danske Bank UK Account Fees & Charges
| Starling Bank | Danske Bank UK | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | 24 Months |
| Cheapest Monthly Account Fee | No | £7 |
| Most Expensive Monthly Account Fee | No | £48 |
| Electronic Payment Cost (in/out) | Free | 45p |
| Cash Payments Cost (in/out) | 0.70% | 90p / £1.40 per £100 |
| Cheques (in/out) | Free | 80p / 90p per item |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | No | No |
Starling Bank vs Danske Bank UK Business Savings Rates
| Starling Bank | Danske Bank UK | |
| Types of Business Savings Accounts | None | Business Investment Account, Fixed Term Deposit |
| Lowest Savings Rate (AER) | NA | 1.65% |
| Maximum Savings Rate (AER) | NA | 4.60% |
| Minimum Savings Amount | No | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs Danske Bank UK Account Opening Times
| Starling Bank | Danske Bank UK | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 10 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Danske Bank UK Features & Account Types
| Starling Bank | Danske Bank UK | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | None, but can use post office locations for some services | Nothern Ireland oly |
Starling Bank vs Danske Bank UK Customer Support Options
| Starling Bank | Danske Bank UK | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Starling Bank vs Danske Bank UK Foreign Currency Accounts
| Starling Bank | Danske Bank UK | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Starling Bank and Danske Bank UK
| Starling Bank | Danske Bank UK | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Danske Bank UK Banking Basics
| Starling Bank | Danske Bank UK | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 122261 |
| Website | Starling Bank Website | Danske Bank UK Website |
Common Comparison Questions
Does Starling Bank or Danske Bank UK have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of which 12% are 5-star and 71% are 1-star.
Does Starling Bank or Danske Bank UK have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
Does Starling Bank or Danske Bank UK have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Danske Bank UK offers Business Investment Account, Fixed Term Deposit accounts with interest rates ranging from 1.65% to 4.60% (AER).
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For other business bank accounts see our guide here.