Is Starling Bank or Charity Bank better for your small business?
Below we look at both Starling Bank and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Charity Bank Trustpilot Reviews
| Starling Bank | Charity Bank | |
| Trustpilot Review Score (out of 5) | 4.3 | 3.3 |
| Percent 5-Star Reviews | 76% | 33% |
| Percent 1- Star Reviews | 11% | 34% |
| Total Number of Reviews | 38,869 | 3 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/charitybank.org
Starling Bank vs Charity Bank App Reviews
| Starling Bank | Charity Bank | |
| iPhone Review Score (out of 5) | 4.9 | No Rating |
| Number of iPhone Reviews | 477,500 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 114,000 | No Reviews |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/
Starling Bank vs Charity Bank Account Fees & Charges
| Starling Bank | Charity Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | No | Free |
| Electronic Payment Cost (in/out) | Free | No |
| Cash Payments Cost (in/out) | 0.70% | Free |
| Cheques (in/out) | Free | Free |
| CHAPS Payments Cost | £20 | £10 |
| SEPA Payments Cost | No | 20p |
Starling Bank vs Charity Bank Business Savings Rates
| Starling Bank | Charity Bank | |
| Types of Business Savings Accounts | None | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
| Lowest Savings Rate (AER) | NA | 2.02% |
| Maximum Savings Rate (AER) | NA | 4.51% |
| Minimum Savings Amount | No | £1,000 |
| Interest Paid On Foreign Currencies | Yes | No |
Starling Bank vs Charity Bank Account Opening Times
| Starling Bank | Charity Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | Undisclosed |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Starling Bank vs Charity Bank Features & Account Types
| Starling Bank | Charity Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | None, but can use post office locations for some services | Tonbridge |
Starling Bank vs Charity Bank Customer Support Options
| Starling Bank | Charity Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Starling Bank vs Charity Bank Foreign Currency Accounts
| Starling Bank | Charity Bank | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: |
| No |
Other Business Services From Starling Bank and Charity Bank
| Starling Bank | Charity Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Charity Bank Banking Basics
| Starling Bank | Charity Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 207701 |
| Website | Starling Bank Website | Charity Bank Website |
Common Comparison Questions
Does Starling Bank or Charity Bank have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Starling Bank or Charity Bank have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Starling Bank or Charity Bank have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.