Is Starling Bank or Cater Allen better for your small business?
Below we look at both Starling Bank and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Starling Bank vs Cater Allen Trustpilot Reviews
| Starling Bank | Cater Allen | |
| Trustpilot Review Score (out of 5) | 4.3 | 1.9 |
| Percent 5-Star Reviews | 76% | 7% |
| Percent 1- Star Reviews | 11% | 80% |
| Total Number of Reviews | 38,869 | 136 |
https://www.trustpilot.com/review/starlingbank.com
https://www.trustpilot.com/review/www.caterallen.co.uk
Starling Bank vs Cater Allen App Reviews
| Starling Bank | Cater Allen | |
| iPhone Review Score (out of 5) | 4.9 | No Rating |
| Number of iPhone Reviews | 477,500 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 114,000 | No Reviews |
https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430
https://www.apple.com/uk/app-store/
Starling Bank vs Cater Allen Account Fees & Charges
| Starling Bank | Cater Allen | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | No | £25 |
| Electronic Payment Cost (in/out) | Free | £2 |
| Cash Payments Cost (in/out) | 0.70% | Free |
| Cheques (in/out) | Free | £6 |
| CHAPS Payments Cost | £20 | £25 |
| SEPA Payments Cost | No | £2 |
Starling Bank vs Cater Allen Business Savings Rates
| Starling Bank | Cater Allen | |
| Types of Business Savings Accounts | None | Fixed Term, Notice Account |
| Lowest Savings Rate (AER) | NA | 3.00% |
| Maximum Savings Rate (AER) | NA | 4.70% |
| Minimum Savings Amount | No | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Starling Bank vs Cater Allen Account Opening Times
| Starling Bank | Cater Allen | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 to 5 Working days | 7 days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Starling Bank vs Cater Allen Features & Account Types
| Starling Bank | Cater Allen | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | None, but can use post office locations for some services | None, online and phone only |
Starling Bank vs Cater Allen Customer Support Options
| Starling Bank | Cater Allen | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Starling Bank vs Cater Allen Foreign Currency Accounts
| Starling Bank | Cater Allen | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Starling Bank and Cater Allen
| Starling Bank | Cater Allen | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | Yes | No |
| Free Accounting Software | No | No |
Starling Bank vs Cater Allen Banking Basics
| Starling Bank | Cater Allen | |
| Bank Type | Challenger | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 730166 | 178737 |
| Website | Starling Bank Website | Cater Allen Website |
Common Comparison Questions
Does Starling Bank or Cater Allen have better customer reviews?
Starling Bank scores 4.3 out of 5 based 38,869 Trustpilot reviews. Of these reviews 76% are 5-star and 11% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does Starling Bank or Cater Allen have a better App?
Starling Bank’s iPhone App is rated 4.9 out of 5 based on 477,500 reviews. And it’s Android App is rated 4.5 out of 5 based on 114,000 reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Starling Bank or Cater Allen have better business savings rates?
Starling Bank offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
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For other business bank accounts see our guide here.